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Top 11 Financial Wellness Software Companies Under $1M Revenue (August 2026)

As of August 2026, Latka tracks 11 financial wellness software companies under $1M in annual revenue. They have combined revenues of $5.6M and employ 41 people. They have raised $100K and serve 1M customers combined.

Every company below sells financial wellness software to other businesses and is ranked by its most recent annual revenue. Revenue, funding, headcount and customer figures come from CEO interviews on the Latka podcast, public company filings, and Latka estimates where a company has not disclosed a number.

What Financial Wellness Software Companies do

Financial Wellness Software encompasses digital tools designed to help individuals and employees manage their financial health more effectively. These solutions provide users with insights into their financial situation, promote better budgeting practices, and reduce financial stress through educational resources and personalized plans. Primary use cases include providing users with the means to track expenses, set savings goals, and receive financial advice tailored to their individual needs. Common features often include budgeting tools, financial goal tracking, educational modules, and sometimes integrations with payroll or banking systems, to enhance financial awareness and responsibility among users. Typically, the buyers of such software include HR professionals, employee benefit coordinators, and financial wellness program managers, who seek to improve employee satisfaction and productivity through enhanced financial well-being.

Companies
11
Revenue
$5.6M
Funding
$100K
Employees
41

Filters

Sorting: Highest -> Lowest

Filters

Top Financial Wellness Software Companies Under $1M Revenue

Showing 10 of 11 companies ranked by annual revenue.

1BrightDime logo
BrightDime

Charlotte, North Carolina, United States

Provider of a personalized Web-based platform designed to track and analyze financial wellness of employees. The company's financial wellness program creates personal financial awareness, produces relevant education tools and offers personal coaching to each employee enabling users to analyze financial assets, manage financial portfolios, streamline financial accounts and make financial decisions.

Revenue
$990.9K
Year founded
2013
Team size
8
2Saasu logo
Saasu

Galston, NSW, Australia

Online accounting apps that have managed over 200 Billion of transactions. Made in Australian for Aussie small businesses. Great value at $15 per month with invoices, expenses, cashflow, inventory and payroll on all plans. (Supports STP, BAS and Superstream on all plans also).

Revenue
$770K
Year founded
2000
Team size
7
3EkoHesap logo
EkoHesap

Istanbul, Turkey

Developer of an online Saas software intended to simplify the accounting processes. The company's platform performs pre-accounting, financial, tax declarations, payroll, e-government transactions and depreciation, enabling micro SMEs and small businesses to instantly calculate debt, profit, sales, etc.

Revenue
$710.3K
Year founded
2017
Team size
2
4OctaveWealth logo
OctaveWealth

San Francisco, California, United States

The honest 401(k). Helping employees keep more of their retirement savings.

Revenue
$644.2K
Year founded
2012
Team size
3
5Salusion logo
Salusion

New York, New York, United States

Salusion is a SaaS company focused on maximizing HSA tax savings for consumers and their employers.

Revenue
$627.8K
Year founded
2020
Funding
$100K
Team size
5
6Money Intelligence logo
Money Intelligence

United States

Money Intelligence is reinventing the 401(k) and fighting to turn 401(k)s into something employees love, instead of a hassle with high fees, poor investment choices, and complicated financial decisions. Money Intelligence's automated advisory platform provides every employee with the investment advice they need to invest successfully for their retirement. Giving your employees the best benefits shouldn't be limited to only the biggest companies. Money Intelligence also automates plan administration responsibilities for companies, so entrepreneurs can focus on building their companies and not on administering their benefits.

Revenue
$550K
Year founded
2012
Team size
5
7MONIWELL, SPC logo
MONIWELL, SPC

San Diego, California, United States

Real People. Real Timing. Real Action. Our partners power the solutions. Moniwell powers the action. For decades, financial wellness has been the promise—but for many employees, especially those not logging in or raising their hand, reality is still the problem. Moniwell is a new kind of engagement engine, built to meet people where they are—emotionally, behaviorally, and logistically. We don’t build dashboards. We don’t ask people to download another app. We deliver timely, trusted, employer-branded messages—via SMS, web, and real-time micro-journeys—to reach the 80% of employees most platforms miss. ✅ Reach: We engage the deskless, the distracted, and the underserved with auto-enrolled SMS journeys. ✅ Relevancy: We use AI to deliver support in the moment it matters—not just the quarter it’s planned. ✅ Results: We connect people back to the benefits, tools, and partners they already have—so great solutions actually get used. Our industry partners power the solutions. Moniwell powers the action. Whether it’s retirement tools, student loan support, coaching programs, or emergency savings—we don’t replace. We activate. And we help employers listen along the way—surfacing data points and emotional signals that inform benefit strategy and show where people need support most.

Revenue
$440K
Year founded
2020
Team size
4
8Goodly logo
Goodly

San Francisco, California, United States

Student loan repayment as an employee benefit.

Revenue
$294.6K
Year founded
2018
Team size
1
9ZipBooks logo
ZipBooks

United States

Provider of online accounting software designed to help companies to manage cash flow. The company's software offers a fee-based bookkeeping service, which helps to keep books current, manages payroll taxes, handles employee self-onboarding and looks for tax deductions, enabling businesses to categorize expenses and keep up-to-date with the financials.

Revenue
$254.2K
Year founded
2015
Team size
4
10ProjectionLab logo
ProjectionLab

Boston, Massachusetts, United States

Create beautiful financial plans with nuance and flexibility exceeding the standard retirement calculators. No need to link your accounts. Run Monte Carlo simulations, backtest on historical data, plan how to live life on your terms, and reduce anxiety around your finances.

Revenue
$201.6K
Customers
266
Year founded
2021

Frequently asked questions about Financial Wellness Software Companies Under $1M Revenue

How many financial wellness software companies under $1M in annual revenue are there?

Latka tracks 11 financial wellness software companies under $1M in annual revenue. Together they generate $5.6M in annual revenue and employ 41 people.

Which financial wellness software company under $1M in annual revenue is the largest?

BrightDime is the largest, with $990.9K in annual revenue, founded in 2013.

How much revenue does a typical financial wellness software company under $1M in annual revenue make?

The average financial wellness software company in this list makes $504.7K a year, across 11 companies with reported revenue. They serve 1M customers combined.

Who are the leading Financial Wellness software vendors under $1M in annual revenue?

Ranked by annual revenue, the leaders are BrightDime, Saasu, EkoHesap, OctaveWealth and Salusion.

How much funding have financial wellness software companies under $1M in annual revenue raised?

The 11 financial wellness software companies under $1M in annual revenue tracked here have raised $100K in disclosed funding between them.

Related HR Software categories

Inclusion Criteria

- Must provide tools for budgeting and expense tracking - Should offer educational resources on financial management - Must integrate with personal or organizational financial data sources - Should have features that enable goal setting for savings and debt reduction - Excludes products that only provide generic financial advice without personalized elements