Top 32 Payment Card Issuance Software Companies With $10M–$100M Revenue (September 2026)

Dallas, Texas, United States

At Emburse, we deliver AI-powered Expense Intelligence™ to turn expense management into a strategic advantage. Our platform helps finance teams orchestrate spend across travel, procurement, reimbursements, and payments. We embed policy controls and real-time insights into every workflow. With dynamic, near-instant visibility, organizations can mitigate risk, ensure compliance, and optimize spend at every level. More than 12 million professionals in 20,000+ organizations across 120 countries, from the Global 2000 to local nonprofits, trust Emburse to streamline operations and elevate their financial strategy. Modern finance isn’t just about saving money. It’s about unlocking value. We give finance teams the power to do exactly that. Learn more at www.emburse.com.

London, England, United Kingdom

Payhawk is an innovative financial platform that integrates credit cards, payments, expenses, cash management, and pre-accounting into a single, streamlined experience. By consolidating these key financial functions, Payhawk offers businesses enhanced control and transparency over their spending activities, positioning itself as a leading solution for managing company finances.

London, England, United Kingdom

Build Bold. Liberate global commerce with all the tools your business needs to create payment, payout and fintech experiences everywhere. Around the world, customers want to pay in a thousand different ways. Businesses and consumers want to get paid faster. And developers want to build new products and possibilities. Rapyd makes it happen, giving you more ways than anyone to make fintech work for your business. With Rapyd, your business can accept and send payments to just about anyone—faster, cheaper and easier. And Rapyd clients see an average of 196% return on investment and spend 70% less time managing payments. Whether you’re building an app, selling a product, sending payments or doing a little of everything, Rapyd has solutions that let you boldly do what you do best. • Send and receive funds • Add hundreds of payment methods worldwide • Issue prepaid virtual and physical cards • Simplify money management and foreign exchange • Integrate fintech with APIs

Sydney, New South Wales, Australia

We support businesses and accounting firms to simplify finance operations with clarity and control. Our global platform brings together FX, international payments, corporate cards with spend management and AP automation, to help businesses stay ahead in a fast-moving world. Make fast, secure payments in 30+ currencies across 180+ countries Manage currency risk with Forward Contracts and Limit Orders Issue Corporate Cards with powerful spend controls Save time with AP & Bills Automation powered by AI Connect with leading accounting and human resource software Listed on the ASX, we are ISO/IEC 27001:2022 certified, licensed in 50+ jurisdictions and trusted by businesses worldwide. With 700+ employees across North America, Europe, and Asia-Pacific, we’re always where our clients need us. At OFX, we combine innovative tech solutions with round-the-clock human support to help you simplify, scale, and succeed. Contact us or book a demo. http://www.ofx.com/legal/ The Commissioner of Financial Regulation for the State of Maryland will accept all questions or complaints from Maryland residents regarding USForex Inc. (NMLS: #1021624) at: Office of the Commissioner of Financial Regulation Maryland Department of Labor 1100 N. Eutaw Street, Room 611, Baltimore, MD 21201 http://www.labor.maryland.gov/ +1-888-373-7888 OFX’s license status information can be viewed on the NMLS Consumer Access website at https://nmlsconsumeraccess.org/

Abu Dhabi, Abu Dhabi, United Arab Emirates

NymCard is a full-stack, API-first embedded finance platform that provides payment infrastructure for banks, fintechs, enterprises, and telecom providers. Founded in 2018, it modernizes payments in the MENA region and empowers banks and businesses with advanced programmable controls.

Berlin, Berlin, Germany

Pliant provides modular, API-first B2B payment solutions designed to help businesses streamline spending, improve cash flow management, and integrate payments into financial operations.

Campinas, SP, Brazil

A HST é líder em tecnologia de informação para o ecossistema de pagamentos, fornecendo soluções completas para os setores financeiro (incluindo o novo segmento de fintechs) e varejo. Suas soluções tornam as transações eletrônicas mais seguras nos ambientes físico e digital, o que permite que emissores e bandeiras de cartões, além de adquirentes, proporcionem aos clientes finais segurança e fluidez nas transações. Com mais de 30 anos de mercado, a HST ofereçe soluções para emissão e tokenização de cartões, segurança nas transações de e-commerce, gerenciamento de terminais (ATMs) e validação de transações eletrônicas. As tecnologias da HST atendem aos mais exigentes padrões definidos pelos principais selos e comitês do setor, como PCI e EMVCo. Sediada no Brasil e nos Estados Unidos, a empresa está presente em 18 países, em três continentes.

San Francisco, California, United States

Developer of a fintech platform designed to offer employee expense management, corporate gifting and co-branded debit and credit cards. The company's platform provides a cloud-based neo-banking platform to enterprises, allowing them to issue co-branded debit, credit and prepaid products to employees as well as manage employee benefit and allowances, enabling companies to have greater employee engagement through retail and corporate products.

United States

OpenWay Group is the developer of Way4, a digital banking and payment software platform. It covers every aspect of the payments business — account management, card issuing, merchant acquiring, transaction switching, digital wallets, tokenization, and fleet cards. Headquartered in Belgium, OpenWay has office locations around the globe and serves clients in 83 countries. Way4 software solutions are used globally by banks, fintechs, payment processing companies, e-commerce and POS acquirers, national payment schemes, PSPs, oil and telecommunication companies, including both tier-1 organizations and startups. Our clients can choose between on-premises, cloud, SaaS or a hybrid deployment of OpenWay solutions depending on their operational model. OpenWay holds a #1 global ranking in software solutions for Payment Processing Platforms by Aite, also by Gartner and Omdia. It was ranked "Market Leader in Digital Wallets" by Omdia and awarded as "Best Payment Software Solution Provider in the Cloud" by PayTech.

Norcross, Georgia, United States

CoreCard is a leading issuer-processor and provider of card management and transaction processing systems. CoreCard offers an array of account management and system of record solutions to support the complex requirements of the evolving global financial services industry. The CoreCard platform provides the market's most feature-rich design for card processing and managing accounts. The platform supports a full range of card products including prepaid/stored-value, fleet, revolving credit, loans, pay-day lending, debit, commercial, government, healthcare and private-label cards.