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Top 3 Earned Wage Access Software Companies Under $1M Revenue (September 2026)

As of September 2026, Latka tracks 3 earned wage access software companies under $1M in annual revenue. They have combined revenues of $1.6M and employ 16 people.

Every company below sells earned wage access software to other businesses and is ranked by its most recent annual revenue. Revenue, funding, headcount and customer figures come from CEO interviews on the Latka podcast, public company filings, and Latka estimates where a company has not disclosed a number.

What Earned Wage Access Software Companies do

Earned Wage Access (EWA) software allows employees to access their earned wages before their scheduled payday. This innovative financial service enables workers to withdraw a portion of their salary that they have already accrued, providing them with greater financial flexibility and helping them manage unexpected expenses. The primary use cases for EWA software include offering financial relief to employees seeking immediate access to their earnings without resorting to high-interest loans or credit options. Typically, EWA solutions integrate with existing payroll systems and may include features such as mobile access, real-time balance tracking, and automated reconciliation with the payroll cycle. Common buyer personas for EWA software include human resources professionals, payroll administrators, and financial officers who are focused on enhancing employee satisfaction and retention by offering financial wellness options. Additionally, businesses looking to attract talent in competitive job markets are increasingly exploring EWA as a beneficial employee perk.

Companies
3
Revenue
$1.6M
Funding
-
Employees
16

Filters

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Top Earned Wage Access Software Companies Under $1M Revenue

Showing 3 of 3 companies ranked by annual revenue.

1Jebra logo
Jebra

United States

Jebra enables businesses to pay workers automatically at any frequency - even daily - and workers can access their earned wages on-demand. Here's how it works: (1) Payout data is entered manually or retrieved automatically via native integrations (2) AI-driven calculators compute pay outs (including bonus and tips) automatically (3) Payouts are reviewed and edited on a unified interface. Or placed on auto-pilot. (4) Payees choose how and when to withdraw funds

Revenue
$990K
Year founded
2020
Team size
9
2Paidiem logo
Paidiem

Toronto, Ontario, Canada

Create a community you can count on; empower your organization and unlock the full potential of your workforce with Paidiem. Our integrated financial technology platform boosts workforce engagement and retention by allowing employers to easily provide on-demand pay to their teams, and by automating all payments, back-office admin and financial reporting. Attract, engage, retain. Book a demo to learn more and get started today: paidiem.com/demo

Revenue
$440K
Year founded
2019
Team size
4
3paiyroll® logo
paiyroll®

London, England, United Kingdom

Founded by a team of engineers with a simple vision that pay could be automated as an online payroll service with Robotic Payroll Automation (RPA). The pay app that every worker loves to use: We let workers access their pay on-demand (daily pay). No more waiting for month-end pay day, our mobile app works like an ATM for payroll. Unlike existing desktop software which is designed for an expert payroll operator, outsourced or operated in a back-office and manually operated as a batch process; paiyroll® is an online service designed for every worker in the enterprise to use from their mobile, automated with RPA (Robotic Payroll automation) and updated on-demand in real-time. Automation means that per payslip costs are reduced from £5+ per payslip to £1.50. Organisations save time/money because there's no repetitive admin, data entry or 'robotic' work to do. Instant real-time payroll means no more errors. All changes are reflected instantly giving every worker and manager a 'live' rea

Revenue
$141.5K
Year founded
2017
Team size
3

Frequently asked questions about Earned Wage Access Software Companies Under $1M Revenue

How many earned wage access software companies under $1M in annual revenue are there?

Latka tracks 3 earned wage access software companies under $1M in annual revenue. Together they generate $1.6M in annual revenue and employ 16 people.

Which earned wage access software company under $1M in annual revenue is the largest?

Jebra is the largest, with $990K in annual revenue, founded in 2020.

How much revenue does a typical earned wage access software company under $1M in annual revenue make?

The average earned wage access software company in this list makes $523.8K a year, across 3 companies with reported revenue.

Who are the leading Earned Wage Access software vendors under $1M in annual revenue?

Ranked by annual revenue, the leaders are Jebra, Paidiem and paiyroll®.

Related HR Software categories

All HR Software SaaS categoriesEvery category we track inside HR Software, each ranked by revenue.Browse every SaaS industryThe full A-Z of SaaS categories Latka tracks, from Earned Wage Access to everything else.

Inclusion Criteria

- The software must allow employees to access their earned wages before the scheduled payday. - It should provide features that enable real-time balance tracking and transaction history. - Integration with existing payroll systems is necessary for automated reconciliation. - The solution must cater to the needs of both employees and employers in managing financial wellness. - Not just provide access to wages; must also include features that ensure compliance with regulations.