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Top 7 Earned Wage Access Software Companies With $1M–$5M Revenue (September 2026)

As of September 2026, Latka tracks 7 earned wage access software companies with $1M–$5M in annual revenue. They have combined revenues of $11.7M and employ 103 people. They have raised $9.1M and serve 20 customers combined.

Every company below sells earned wage access software to other businesses and is ranked by its most recent annual revenue. Revenue, funding, headcount and customer figures come from CEO interviews on the Latka podcast, public company filings, and Latka estimates where a company has not disclosed a number.

What Earned Wage Access Software Companies do

Earned Wage Access (EWA) software allows employees to access their earned wages before their scheduled payday. This innovative financial service enables workers to withdraw a portion of their salary that they have already accrued, providing them with greater financial flexibility and helping them manage unexpected expenses. The primary use cases for EWA software include offering financial relief to employees seeking immediate access to their earnings without resorting to high-interest loans or credit options. Typically, EWA solutions integrate with existing payroll systems and may include features such as mobile access, real-time balance tracking, and automated reconciliation with the payroll cycle. Common buyer personas for EWA software include human resources professionals, payroll administrators, and financial officers who are focused on enhancing employee satisfaction and retention by offering financial wellness options. Additionally, businesses looking to attract talent in competitive job markets are increasingly exploring EWA as a beneficial employee perk.

Companies
7
Revenue
$11.7M
Funding
$9.1M
Employees
103

Filters

Sorting: Highest -> Lowest

Filters

Top Earned Wage Access Software Companies With $1M–$5M Revenue

Showing 7 of 7 companies ranked by annual revenue.

1Floatpays Inc logo
Floatpays Inc

Cape Town, South Africa

On-demand wage access service built for the African market

Revenue
$2.6M
Year founded
2019
Team size
17
2FlexxPay logo
FlexxPay

Riyadh, Saudi Arabia

Developer of a cloud-based salary tracking platform designed to adjust unavoidable expenses arising in the middle of a pay cycle. The company's platform allows an alternative to the traditional pay cycle through which the employers can offer employees a portion of their already-earned but yet to be paid salary.

Revenue
$1.9M
Year founded
2018
Funding
$4.5M
Team size
23
3Payd logo
Payd

United States

Payd is a financial wellbeing platform that allows your employees to receive a portion of their salary as they earn it. Via our app, employees are privy to a live view of their earnings and instantly access their earned salary as they need it. This allows them to better budget and to have the flexibility they deserve. By focusing on your financial awareness and flexibility, Payd enables you to drive your employee engagement, productivity and retention. Join us and help your employees get Payd today!

Revenue
$1.9M
Year founded
2020
Team size
17
4Monto logo
Monto

Monterrey, Mexico

Salary on-demand platform for Latin America

Revenue
$1.7M
Year founded
2020
Team size
11
5Trayd logo
Trayd

New York, New York, United States

A construction payroll platform designed for same-day pay.

Revenue
$1.5M
Year founded
2022
Team size
10
6Flexee logo
Flexee

Warsaw, Poland

salary on demand

Revenue
$1.2M
Customers
20
Year founded
2020
Funding
$4.6M
Team size
8
7Nano Technologies logo
Nano Technologies

Hanoi, Vietnam

Payroll app to pay workers daily for retailers & manufacturers in SEA

Revenue
$1M
Year founded
2020
Team size
17

Frequently asked questions about Earned Wage Access Software Companies With $1M–$5M Revenue

How many earned wage access software companies with $1M–$5M in annual revenue are there?

Latka tracks 7 earned wage access software companies with $1M–$5M in annual revenue. Together they generate $11.7M in annual revenue and employ 103 people.

Which earned wage access software company with $1M–$5M in annual revenue is the largest?

Floatpays Inc is the largest, with $2.6M in annual revenue, founded in 2019.

How much revenue does a typical earned wage access software company with $1M–$5M in annual revenue make?

The average earned wage access software company in this list makes $1.7M a year, across 7 companies with reported revenue. They serve 20 customers combined.

Who are the leading Earned Wage Access software vendors with $1M–$5M in annual revenue?

Ranked by annual revenue, the leaders are Floatpays Inc, FlexxPay, Payd, Monto and Trayd.

How much funding have earned wage access software companies with $1M–$5M in annual revenue raised?

The 7 earned wage access software companies with $1M–$5M in annual revenue tracked here have raised $9.1M in disclosed funding between them.

Related HR Software categories

Inclusion Criteria

- The software must allow employees to access their earned wages before the scheduled payday. - It should provide features that enable real-time balance tracking and transaction history. - Integration with existing payroll systems is necessary for automated reconciliation. - The solution must cater to the needs of both employees and employers in managing financial wellness. - Not just provide access to wages; must also include features that ensure compliance with regulations.