Top 50 Enterprise Payment Software Companies (August 2026)

Amsterdam, Netherlands

London, England, United Kingdom

SumUp is a British financial technology company headquartered in London. SumUp's primary product is an EMV card reader and a number of online payment and banking solutions.

Lagos, Nigeria

Opay is a financial platform for payments, transfers, savings, loans, and other services, aiming to make financial services more inclusive through technology. It operates in the digital banking sector and offers services such as transactions, fund transfers, and payments.

Curitiba, Brazil

EBANX is a global payments platform specializing in enabling international commerce across emerging markets in Latin America, Africa, and Asia. It provides alternative payment methods and specializes in cross-border processing.

Portsmouth, New Hampshire, United States

At Bottomline, we help businesses pay and get paid. As a trusted partner to banks, corporates, and financial institutions worldwide, we deliver secure, scalable, and innovative solutions that simplify complex payment workflows, reduce fraud risk, and drive operational efficiency. With decades of expertise in financial messaging, cash management, and digital banking, our SaaS platforms and services are built to meet the evolving needs of modern finance teams. Whether it's automating B2B payments, streamlining compliance, or enabling real-time visibility into cash flow, Bottomline is committed to making business payments seamless and secure. We serve over 1,200 financial institutions and 10,000 businesses globally, helping them navigate the future of payments with confidence.

Foster City, California, United States

Global payables automation platform

New York, New York, United States

Paxos uses blockchain to build financial infrastructure, is a regulated financial institution, and is licensed as a major payments institution.

Mexico City, Mexico

Clip is primarily focused on financial software. It has established itself as a significant player in the financial technology sector.

New York, New York, United States

Melio helps small businesses pay bills and get paid digitally, instead of through paper checks. Aiming to differentiate itself from larger competitor Bill.com, Melio focuses on embedding its payment technology into platforms like Shopify, enabling customers to make payments directly from these sites. It charges customers a 1% fee to expedite a same-day payment and 2.9% to pay by credit card. Valued at $4 billion after closing a $250 million Series C funding round in 2021, the company is backed by VCs like Tiger Global Management and Accel. The Fintech 50 2024 company's Cloud 100 debut comes after it laid off 7% of its workforce in April as part of a reorganization, bringing its employee count to approximately 600.

Tinley Park, Illinois, United States

Payroc is a high-growth, multi-national payments platform, merchant acquirer, and processing powerhouse processing over $93 billion in annual volume for more than 158,000 merchants. Founded in 2003, Payroc offers best-in-class sales enablement and merchant processing technology. Payroc enables unified commerce that helps businesses grow faster by delivering proprietary, innovative, and full-service solutions with key card brand network payment sponsorship registrations.