Top 15 Loan Origination Software Companies Under $1M Revenue (September 2026)

Köln, North Rhine-Westphalia, Germany

4.500+ Kreditvermittler nutzen fincrm, um mehr Finanzierungen in weniger Zeit abzuschließen.

Charlottesville, Virginia, United States

Developer of a cloud-based SaaS platform designed for consumers to apply for a retail finance program. The company's platform enables consumers to apply for financing from consumer finance lender partners integrated into the Open-to-Buy ecosystem that covers a wide range of consumer credit profiles, enabling individuals and business customers to get multiple financing options with ease.

Espoo, Uusimaa, Finland

Silcube is your all-in-one solution for debt management, delivering a delightful user experience. With streamlined loan origination, efficient loan lifecycle management, and comprehensive covenant monitoring, you gain precise control over your private credit portfolio. Experience the ease of payment management and reconciliation, even with the ability to import bank data effortlessly. Generate diverse reports, including exposure, loan attributes (such as aggregated CO2 savings), cash flow, and profitability, all at your fingertips. Our secure document storage and retrieval ensure all loan-related documents are readily accessible. With Silcube, we prioritise your experience by offering a 'try before you buy' trial, providing peace of mind and demonstrating our commitment to your future efficiency and transparency. Elevate your private credit management with Silcube and enjoy a delightful user experience.

London, London, United Kingdom

Big Data Scoring is a cloud-based credit decision engine that helps banks, telecoms and consumer lenders improve credit quality and acceptance rates through the use of big data. Our team has over 30 years experience in developing credit scoring solutions. We develop and deploy custom scoring models that combine a lender’s internal data with thousands of pieces of external data such as location based information, web search results, behavioural tracking, device technical details, mobile app data and much more. This enables lenders to accurately predict borrower payment behaviour, helping then make informed and more profitable credit decisions in real time. More accurate underwriting helps lenders issue more loans, better manage credit quality and fight fraud. The fully automated scoring engine returns credit decisions in real time and removes the risk of human error or personal judgement. We work with lenders of all kinds – some of the largest banks in the world, payday lenders, P2P lending platforms, microfinance providers, leasing companies, insurance providers, e-commerce platforms and telecoms. In the field of consumer lending and where online channels play an important role in client acquisition, we can improve credit quality and loan acceptance rates.

Louisville, Kentucky, United States

Future-ready loan software to help you grow your portfolio by providing the digital experience that your clients expect. Intuitive design and an approachable customer interface are table stakes for the next generation of loan software solutions. You need a customizable platform that can handle any loan product, automate document collection, and provide real-time transparency for everyone involved.

Vancouver, British Columbia, Canada

SaaS, Real estate, Matching

San Francisco, California, United States

AI agents for the consumer lending industry

Mexico City, Distrito Federal, Mexico

A SaaS platform which allows you to create loan origination processes without code.

San Francisco, California, United States

One-click mortgage: AI shops, negotiates, and handles your application

Colleyville, Texas, United States

C2 Covalent: Finally a Reason to Change C2 Systems, based in Dallas, Texas offers C2 Covalent, a cloud-based Loan Origination System (LOS). Our solution quickly and consistently processes consumer and small commercial loan applications from point of sale, through underwriting, compliance and e-contracting with an integrated hand-off to the loan servicing platform. The system is so intuitive it requires almost no training of bank staff, enabling rapid deployment. For financial institutions with antiquated lending systems Covalent is finally a reason to change. Our company CEO and Founder, Steve Sargent, is an entrepreneur who offers deep industry expertise based on his previous success starting Cypress Systems (purchased by CRIF in 2011). Steve’s goal is to help mid-tier banks level the playing field and compete against the largest banks in the U.S. with a LOS so streamlined it reduces the loan origination process from three business days to 45 minutes. C2 Vision is an Artificial Intelligence & Data Exchange (AIDE) engine that reduces friction and risk in the credit process while improving compliance and profitability. Cloud-based or locally hosted, C2 Vision offers plug-in architecture and pre-built integrations to many industry standard systems to ensure fast, flexible and comprehensive solutions. It is built into C2 Covalent and offered as a standalone solution. C2 Professional Services complement our other solutions and starts with a customized plan that optimizes the lending process, from solution design to customization to implementation and training.