Top 6 Loan Servicing Software Companies Under $1M Revenue (August 2026)

United States

At CanPe, we are building the next generation intelligent SAAS engine (iCanPe) for debt collections. We seek to disrupt early arrears management and NPA recovery for financial institutions. Our engine is powered by sophisticated AI/ML algorithms and is based on a digital-first compassion-led approach. Lenders across the globe continue to face mounting losses despite enhanced focus on credit management operations. Our rigorous science-based approach enhances collections and recovery while bringing transparency and efficiency to your process. We do so by honoring customer choices and respecting their right to privacy.

Louisville, Kentucky, United States

Future-ready loan software to help you grow your portfolio by providing the digital experience that your clients expect. Intuitive design and an approachable customer interface are table stakes for the next generation of loan software solutions. You need a customizable platform that can handle any loan product, automate document collection, and provide real-time transparency for everyone involved.

Newport Beach, California, United States

Developer of an alternative lending platform intended to offer alternative payment solutions at the point of care. The company's platform reduces administrative burden, improves money management and fits seamlessly into treatment consultation flows by solving the challenges of determining a patient's ability for recurring payments, enabling patients to pay for out-of-pocket expenses with affordable monthly payments.

San Francisco, California, United States

AI agents for the consumer lending industry

Colleyville, Texas, United States

C2 Covalent: Finally a Reason to Change C2 Systems, based in Dallas, Texas offers C2 Covalent, a cloud-based Loan Origination System (LOS). Our solution quickly and consistently processes consumer and small commercial loan applications from point of sale, through underwriting, compliance and e-contracting with an integrated hand-off to the loan servicing platform. The system is so intuitive it requires almost no training of bank staff, enabling rapid deployment. For financial institutions with antiquated lending systems Covalent is finally a reason to change. Our company CEO and Founder, Steve Sargent, is an entrepreneur who offers deep industry expertise based on his previous success starting Cypress Systems (purchased by CRIF in 2011). Steve’s goal is to help mid-tier banks level the playing field and compete against the largest banks in the U.S. with a LOS so streamlined it reduces the loan origination process from three business days to 45 minutes. C2 Vision is an Artificial Intelligence & Data Exchange (AIDE) engine that reduces friction and risk in the credit process while improving compliance and profitability. Cloud-based or locally hosted, C2 Vision offers plug-in architecture and pre-built integrations to many industry standard systems to ensure fast, flexible and comprehensive solutions. It is built into C2 Covalent and offered as a standalone solution. C2 Professional Services complement our other solutions and starts with a customized plan that optimizes the lending process, from solution design to customization to implementation and training.

Blainville, Quebec, Canada

Margill solutions are used in over 38 countries worldwide by thousands of accountants, economic development agencies, consumer & business lenders, micro lenders, private and public companies, governments, law firms, courts, trade unions and insurance companies, Margill Solutions include: - Margill Loan Manager - Margill Law Edition (Legal interest calculation) - Margill Standard Edition (Interest calculation) Our loan servicing platform is easy to use, very affordable, extremely flexible and will save your clients countless hours and errors in their loan management processes. The Law Edition interest calculation software has become a standard in the law industry. For a free 30-day trial of any of our products, visit our web site at www.margill.com/try ---------------------------------------------------------------------------------------------------------------------------------------------------- Les logiciels Margill sont utilisés dans plus de 38 pays par des milliers de : comptables, agences de développement économique, compagnies de prêts aux entreprises et aux consommateurs, entreprises privées et publiques, gouvernements, cabinets d'avocats, cours de justice, syndicats, compagnies d'assurance. Nos logiciels : - Gestionnaire de Prêts Margill - Margill Édition Droit - Margill Édition Standard Notre plate-forme de gestion des prêts est facile à utiliser, abordable et flexible. Elle permet à vos clients d'économiser beaucoup de temps et de réduire leurs risques d'erreurs. Le Margill Édition Droit est devenu un standard dans l'industrie du droit. Plus de 70% des cabinets d'avocats du Québec (incluant les cours de justice et le Barreau) utilisent Margill. Pour essayer gratuitement un de nos produits pendant 30 jours, visitez notre site Web à www.margill.com/try/margill-trial-fr.asp