Latka logo

Top 8 Credit and Collections Software Companies Under $1M Revenue (September 2026)

As of September 2026, Latka tracks 8 credit and collections software companies under $1M in annual revenue. They have combined revenues of $3.7M and employ 44 people.

Every company below sells credit and collections software to other businesses and is ranked by its most recent annual revenue. Revenue, funding, headcount and customer figures come from CEO interviews on the Latka podcast, public company filings, and Latka estimates where a company has not disclosed a number.

What Credit and Collections Software Companies do

Credit and collections software is designed for businesses to manage customer credit and streamline the collection of outstanding debts. This type of software aids in assessing customer creditworthiness, setting credit limits, and tracking overdue accounts. By automating collection processes, it ensures that businesses enhance efficiency in recovering owed amounts while minimizing the risks associated with extending credit. Primary use cases include managing accounts receivable, automating reminders and communications for payments, and producing reports on customer payment trends. Typical features may include customization options for credit policies, integration with financial systems, and tools for compliance with regulatory standards. The common buyer personas for this software are professionals in finance, accounts receivable management, and credit risk assessment, who require reliable methods for oversight and reporting within their credit operations.

Companies
8
Revenue
$3.7M
Funding
-
Employees
44

Filters

Sorting: Highest -> Lowest

Filters

Top Credit and Collections Software Companies Under $1M Revenue

Showing 8 of 8 companies ranked by annual revenue.

1Cobre Fácil logo
Cobre Fácil

Araranguá, Santa Catarina, Brazil

Somos especialistas em gestão de cobranças recorrentes para prestadores de serviços. A Cobre Fácil simplifica o dia a dia de quem busca praticidade na administração de recebimentos fixos e disponibiliza ferramentas adaptadas para cada nicho, garantindo uma maior taxa de retenção e mais dinheiro em caixa para os negócios.

Revenue
$770K
Year founded
2017
Team size
7
2Collexus Pty Ltd logo
Collexus Pty Ltd

Ormond, Victoria, Australia

Collexus is a new generation of debt collection software built for high transaction volumes and packed with all the features you’ll ever need to run a successful debt recovery operation. This state-of-the-art technology is Internet based, which means your operators can work from anywhere. With Collexus collections software you can: - Increase file throughput resulting in higher profitability. - Substantially reduce training costs. - Minimise errors and protect your reputation. - Slash your end-of-month processing time. - Respond faster to management and client reporting demands. - Save thousands on software development and support.

Revenue
$550K
Year founded
2002
Team size
5
3D2R-Collect software logo
D2R-Collect software

Markham, Ontario, Canada

D2R-Collect is a pioneering FinTech product that’s on the verge of changing the entire landscape of credit and debt collection. A cloud-based SaaS application, D2R-Collect is already being used by a number of Accounts Receivable departments and Third Party Collectors with proven success. D2R-Collect is a SaaS, Web-Based solution that transforms the way organizations collect. There’s no installation required, and D2R-Collect integrates into existing systems and web apps for an experience that’s agile, and requires minimal training. D2R-Collect aims to bring the collections process into the high-tech 21st century. The application tracks and compiles all communications with debtors, and boasts features like VoIP, SMS texting, customized client views, and ERP and Legacy System integration. 
 Our headquarters are at the exciting new IBM Innovation Center. We are thrilled to be rapidly expanding and are always innovating, so stay tuned to this page, follow us on our social media accounts, and feel free to get in touch if you'd like to speak more about D2R-Collect!

Revenue
$550K
Team size
5
4CollBox logo
CollBox

Austin, Texas, United States

Developer of a financial application created to revolutionize accounts receivable process. The company's application automates the collection process by connecting to existing cloud accounting software, identifying delinquent accounts and instantly pairing that debt with the best collection agency, enabling companies to simplify the task of collecting on past due invoices.

Revenue
$472.9K
Year founded
2015
Team size
13
5Paycove logo
Paycove

Madison, Wisconsin, United States

Paycove's all-in-one Payment Relationship Management (PRM) solution simplifies billing workflows, automates collections and provides advanced reporting from your A/R data.

Revenue
$440K
Year founded
2017
Team size
4
6Axeptia  - Credit Intelligence logo
Axeptia - Credit Intelligence

Oslo, Oslo, Norway

Complete overview: From credit to cash Credit management platform which enables companies to reduce overdue invoices and optimize credit risk.

Revenue
$440K
Year founded
2017
Team size
4
7PRESTTI logo
PRESTTI

Medellin, Antioquia, Colombia

Somos una Fintech con sedes en Medellín, Colombia y California, Estados Unidos ¿Qué hacemos? Contamos con un software de enrolamiento digital de clientes, core de administración de crédito y cobranza. Lo alquilamos. Para cerrar el ciclo de vida de un crédito, digitalizamos y automatizamos la cobranza para que sea un proceso eficiente y económico, que permita viabilizar procesos jurídicos masivos para montos de crédito bajos. Cobramos digitalmente.

Revenue
$330K
Year founded
2018
Team size
3
8Kuhlekt logo
Kuhlekt

HOPE ISLAND, Queensland, Australia

Kuhlekt, a credit collections and dispute management system that is delivered on a scalable SAAS platform. Designed to suit global, national, or a state-wide organisation, it is capable of meeting the demands made by business today. Achieved through the daily upload from you ERP, Kuhlekt work with your IT teams to establish best practice and to meet any security requirements of your business.

Revenue
$135.6K
Year founded
2014
Team size
3

Frequently asked questions about Credit and Collections Software Companies Under $1M Revenue

How many credit and collections software companies under $1M in annual revenue are there?

Latka tracks 8 credit and collections software companies under $1M in annual revenue. Together they generate $3.7M in annual revenue and employ 44 people.

Which credit and collections software company under $1M in annual revenue is the largest?

Cobre Fácil is the largest, with $770K in annual revenue, founded in 2017.

How much revenue does a typical credit and collections software company under $1M in annual revenue make?

The average credit and collections software company in this list makes $461.1K a year, across 8 companies with reported revenue.

Who are the leading Credit and Collections software vendors under $1M in annual revenue?

Ranked by annual revenue, the leaders are Cobre Fácil, Collexus Pty Ltd, D2R-Collect software, CollBox and Paycove.

Related ERP Software categories

Inclusion Criteria

- Must enable assessment of customer creditworthiness and credit limit management - Should provide tools for automating collections and reminders - Must integrate with existing financial and accounting systems - Should support compliance with relevant legal and regulatory requirements - Must offer reporting capabilities on payment trends and collection effectiveness - Not just limited to collection processes; must also include credit management functionalities