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Top 28 Credit and Collections Software SaaS Companies in May 2026

As of May 2026, there are 28 SaaS companies in Credit and Collections Software. They have combined revenues of $644.2M and employ 6.7K people. They have raised $637.5M and serve 457.3K customers combined.

Credit and collections software is designed for businesses to manage customer credit and streamline the collection of outstanding debts. This type of software aids in assessing customer creditworthiness, setting credit limits, and tracking overdue accounts. By automating collection processes, it ensures that businesses enhance efficiency in recovering owed amounts while minimizing the risks associated with extending credit. Primary use cases include managing accounts receivable, automating reminders and communications for payments, and producing reports on customer payment trends. Typical features may include customization options for credit policies, integration with financial systems, and tools for compliance with regulatory standards. The common buyer personas for this software are professionals in finance, accounts receivable management, and credit risk assessment, who require reliable methods for oversight and reporting within their credit operations.

Companies
28
Revenue
$644.2M
Funding
$637.5M
Employees
6.7K

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Sorting: Highest -> Lowest

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Top Credit and Collections Software Companies

Showing 10 of 5 companies ranked by annual revenue.

1
Sidetrade

Boulogne, France

AI-powered “Order-to-Cash” platform for Enterprises

Revenue
$55M
Customers
2.7K
Year founded
2000
Funding
$1.8M
Team size
405
Growth
31.78%
2
LoanPro

Farmington, Utah, United States

LoanPro is the only scalable API-first, modern lending platform, which enables lenders to innovate quicker, bringing lending programs to market that drive profitable loan growth while optimizing operational efficiency. LoanPro enhances every lifecycle step of the lending journey with loan servicing and management, payments, collections, and data access all built on a modern lending core. Our uniquely scalable, cloud-native architecture unlocks the ability to service and manage virtually any class of loans and credit cards, equipping lenders with the tools to stay ahead of market trends, meet customer needs, and drive meaningful growth. With automated workflows, robust configuration tools, and compliance guardrails, LoanPro boosts your operational efficiency by embedding your business logic into a single, cohesive platform. LoanPro was built by lenders, for lenders. We understand the unique roadblocks and challenges that come with the territory and have a proven history of overcoming them. Let’s turn your big ideas into reality.

Revenue
$24.3M
Customers
-
Year founded
2014
Funding
-
Team size
221
Growth
-
3
Turnkey Lender

Austin, Texas, United States

lending software for loan origination and management

Revenue
$19.6M
Customers
150
Year founded
2014
Funding
$14M
Team size
126
Growth
101.6%
4
Emagia Corporation

Santa Clara, California, United States

Emagia is a leading Autonomous Finance solutions provider, empowering modern finance teams with digital world-class advantage in their order-to-cash operations and customer financial services. Emagia has a proven track record of helping companies achieve best-in-class performance in cash flow, DSO, credit risk control, operational efficiency and customer experience. Emagia offers a cloud-based, Finance AI platform enabling highly efficient data-driven digital operations for credit, receivables, electronic invoice presentment and payments, cash application, collections, deductions and cash forecasting. Emagia’s platform brings together the trifecta of AI, automation and analytics on a single integrated platform to manage all order-to-cash processes at one place. Emagia’s flagship autonomous finance AI, Gia, is the most advanced AI assistant in the industry trained with over 150+ highly advanced cognitive skills and with self-learning capabilities. Gia understands complex order-to-cash business processes and workflows, retrieves and reads documents as well as data, makes predictions and suggests business decisions while delivering highly personalized customer and staff interactions. Gia redefines the way finance operations are transformed while freeing up staff for higher value-add strategic tasks. Emagia has over 15 years of order-to-cash innovation track record delivering world-class performance, processed over $850B+ in receivables across 90 countries in more than 25 languages, in over 135 payment modes – serving as platform for hundreds of high growth companies, shared services and BPO organizations globally. Emagia customers include Unisys, ConvaTec, Catalent, Xylem, Siemens, Syngenta, Volt, Samsara, Oxygo, Tektronix, Brother International, SEKO Logistics, Vyaire Medical and many others. Emagia platform integrates seamlessly with leading financial systems such as Oracle, SAP, NetSuite, JD Edwards and others. For more information, visit www.emagia.com.

Revenue
$11.6M
Customers
-
Year founded
1998
Funding
-
Team size
105
Growth
-
5
ezyCollect

Sydney, New South Wales, Australia

ezyCollect is cloud-based accounts receivable software that automatically manages its users' collection processes.

Revenue
$10.9M
Customers
-
Year founded
2014
Funding
$4.9M
Team size
58
Growth
62.05%

Inclusion Criteria

- Must enable assessment of customer creditworthiness and credit limit management - Should provide tools for automating collections and reminders - Must integrate with existing financial and accounting systems - Should support compliance with relevant legal and regulatory requirements - Must offer reporting capabilities on payment trends and collection effectiveness - Not just limited to collection processes; must also include credit management functionalities