Top 28 Credit and Collections Software SaaS Companies in May 2026

Houston, Texas, United States

cloud-based software solutions that help businesses automate and optimize their accounts

Pune, Maharashtra, India

OneCard is a mobile-first credit card platform that enables users to manage credit cards issued by RBI-approved banks and financial institutions, allowing for end-to-end management and control over credit options.

Boulogne, France

AI-powered “Order-to-Cash” platform for Enterprises

Farmington, Utah, United States

LoanPro is the only scalable API-first, modern lending platform, which enables lenders to innovate quicker, bringing lending programs to market that drive profitable loan growth while optimizing operational efficiency. LoanPro enhances every lifecycle step of the lending journey with loan servicing and management, payments, collections, and data access all built on a modern lending core. Our uniquely scalable, cloud-native architecture unlocks the ability to service and manage virtually any class of loans and credit cards, equipping lenders with the tools to stay ahead of market trends, meet customer needs, and drive meaningful growth. With automated workflows, robust configuration tools, and compliance guardrails, LoanPro boosts your operational efficiency by embedding your business logic into a single, cohesive platform. LoanPro was built by lenders, for lenders. We understand the unique roadblocks and challenges that come with the territory and have a proven history of overcoming them. Let’s turn your big ideas into reality.

Austin, Texas, United States

lending software for loan origination and management

Santa Clara, California, United States

Emagia is a leading Autonomous Finance solutions provider, empowering modern finance teams with digital world-class advantage in their order-to-cash operations and customer financial services. Emagia has a proven track record of helping companies achieve best-in-class performance in cash flow, DSO, credit risk control, operational efficiency and customer experience. Emagia offers a cloud-based, Finance AI platform enabling highly efficient data-driven digital operations for credit, receivables, electronic invoice presentment and payments, cash application, collections, deductions and cash forecasting. Emagia’s platform brings together the trifecta of AI, automation and analytics on a single integrated platform to manage all order-to-cash processes at one place. Emagia’s flagship autonomous finance AI, Gia, is the most advanced AI assistant in the industry trained with over 150+ highly advanced cognitive skills and with self-learning capabilities. Gia understands complex order-to-cash business processes and workflows, retrieves and reads documents as well as data, makes predictions and suggests business decisions while delivering highly personalized customer and staff interactions. Gia redefines the way finance operations are transformed while freeing up staff for higher value-add strategic tasks. Emagia has over 15 years of order-to-cash innovation track record delivering world-class performance, processed over $850B+ in receivables across 90 countries in more than 25 languages, in over 135 payment modes – serving as platform for hundreds of high growth companies, shared services and BPO organizations globally. Emagia customers include Unisys, ConvaTec, Catalent, Xylem, Siemens, Syngenta, Volt, Samsara, Oxygo, Tektronix, Brother International, SEKO Logistics, Vyaire Medical and many others. Emagia platform integrates seamlessly with leading financial systems such as Oracle, SAP, NetSuite, JD Edwards and others. For more information, visit www.emagia.com.

Sydney, New South Wales, Australia

ezyCollect is cloud-based accounts receivable software that automatically manages its users' collection processes.

London, England, United Kingdom

Kolleno provides an AI-powered SaaS invoice management software and collection solutions to accelerate client payments.

Springdale, Arkansas, United States

Provider of software solutions to community banks intended to improve lending and credit management processes. The company's platform improves the accuracy of financial data and makes information more accessible for institutions of all sizes, enabling banks and financial institutions to improve operations with better data with higher efficiency.

Wilmington, Delaware, United States

Growfin is a finance CRM purpose-built for streamlining and automating your receivables process across teams, collaboratively.