Top 22 Loan Software Companies Under $1M Revenue (September 2026)

United States

At CanPe, we are building the next generation intelligent SAAS engine (iCanPe) for debt collections. We seek to disrupt early arrears management and NPA recovery for financial institutions. Our engine is powered by sophisticated AI/ML algorithms and is based on a digital-first compassion-led approach. Lenders across the globe continue to face mounting losses despite enhanced focus on credit management operations. Our rigorous science-based approach enhances collections and recovery while bringing transparency and efficiency to your process. We do so by honoring customer choices and respecting their right to privacy.

London, England, United Kingdom

Muse Finance enables B2B businesses to provide working capital finance to their clients to keep them on-platform, increase engagement and increase the overall experience. We are a no-code and low-code option that allows you to brand the financing in your name and get up and running within a week. Muse Finance has a real-time dashboard so that you can manage client funding requests and track their progress. Our tech pack gives true credit insights and instant credit decisions. We are the only company that provides factoring finance with a direct link to Allianz trade credit insurance, allowing you and your customers to have peace of mind regarding the credit quality of their clients and the ability to get paid. Muse Finance offers two working capital finance products: buy now, pay later for businesses and invoice finance for UK limited companies. Contact us for more information.

Köln, North Rhine-Westphalia, Germany

4.500+ Kreditvermittler nutzen fincrm, um mehr Finanzierungen in weniger Zeit abzuschließen.

Charlottesville, Virginia, United States

Developer of a cloud-based SaaS platform designed for consumers to apply for a retail finance program. The company's platform enables consumers to apply for financing from consumer finance lender partners integrated into the Open-to-Buy ecosystem that covers a wide range of consumer credit profiles, enabling individuals and business customers to get multiple financing options with ease.

Espoo, Uusimaa, Finland

Silcube is your all-in-one solution for debt management, delivering a delightful user experience. With streamlined loan origination, efficient loan lifecycle management, and comprehensive covenant monitoring, you gain precise control over your private credit portfolio. Experience the ease of payment management and reconciliation, even with the ability to import bank data effortlessly. Generate diverse reports, including exposure, loan attributes (such as aggregated CO2 savings), cash flow, and profitability, all at your fingertips. Our secure document storage and retrieval ensure all loan-related documents are readily accessible. With Silcube, we prioritise your experience by offering a 'try before you buy' trial, providing peace of mind and demonstrating our commitment to your future efficiency and transparency. Elevate your private credit management with Silcube and enjoy a delightful user experience.

London, London, United Kingdom

Big Data Scoring is a cloud-based credit decision engine that helps banks, telecoms and consumer lenders improve credit quality and acceptance rates through the use of big data. Our team has over 30 years experience in developing credit scoring solutions. We develop and deploy custom scoring models that combine a lender’s internal data with thousands of pieces of external data such as location based information, web search results, behavioural tracking, device technical details, mobile app data and much more. This enables lenders to accurately predict borrower payment behaviour, helping then make informed and more profitable credit decisions in real time. More accurate underwriting helps lenders issue more loans, better manage credit quality and fight fraud. The fully automated scoring engine returns credit decisions in real time and removes the risk of human error or personal judgement. We work with lenders of all kinds – some of the largest banks in the world, payday lenders, P2P lending platforms, microfinance providers, leasing companies, insurance providers, e-commerce platforms and telecoms. In the field of consumer lending and where online channels play an important role in client acquisition, we can improve credit quality and loan acceptance rates.

Mercer Island, Washington, United States

Provider of a web-based data trading platform designed to offer mortgage-backed and asset-backed securities. The company's platform offers comprehensive inventory access, data aggregation services and valuation tools, enabling traders to find customer axes instantly and grow in terms of revenue.

Louisville, Kentucky, United States

Future-ready loan software to help you grow your portfolio by providing the digital experience that your clients expect. Intuitive design and an approachable customer interface are table stakes for the next generation of loan software solutions. You need a customizable platform that can handle any loan product, automate document collection, and provide real-time transparency for everyone involved.

United States

Equitech es el software como servicio que está impulsando el futuro de los servicios financieros en Colombia y Latinoamérica. Las entidades que prestan servicios financieros – bancos, cooperativas, cajas de compensación, fintechs y empresas prestamistas del sector real – usan la plataforma de créditos digitales de Equitech para transformar las experiencias crediticias de sus clientes. Equitech impulsa miles de transacciones financieras diariamente. Para obtener más información, visite equitechweb.com

Newport Beach, California, United States

Developer of an alternative lending platform intended to offer alternative payment solutions at the point of care. The company's platform reduces administrative burden, improves money management and fits seamlessly into treatment consultation flows by solving the challenges of determining a patient's ability for recurring payments, enabling patients to pay for out-of-pocket expenses with affordable monthly payments.