Top 3 Loan Software Companies $100M+ Revenue (September 2026)

Kennesaw, Georgia, United States

LendingPoint is an AI-driven consumer and small business lending platform founded in 2014 and headquartered in the United States. The company originates personal loans ranging from $5,000 to $50,000 for borrowers across the full credit spectrum, from scores of 550 to 850, using proprietary machine learning models to price risk across five credit grade buckets and more than 400 pricing points. The company grew net revenue 144% from 2020 to 2021, reaching approximately $330 million in net revenue for the full year 2021, with management guiding toward roughly $600 million for 2022. LendingPoint originated $2.1 billion in loans in 2021 and had already deployed close to $900 million in the first quarter of 2022 alone. LendingPoint raised approximately $220 million from friends and family across four to five tranches before completing its first institutional equity round in 2020, when Warburg Pincus invested $175 million with no secondary component. As of early 2022, the company reported profitability of $100 million to $120 million in net income and held debt capacity of $1 billion to $1.5 billion across warehouse lines, asset-backed securities, forward flows, and bank commitments.

Austin, Texas, United States

Abrigo provides market-leading compliance, credit risk, and lending solutions to enable its customers to think bigger, allowing them to both manage risk and drive growth. Our mission to “Make Big Things Happen” underscores our commitment to helping community financial institutions succeed against “the perfect storm” of ever-changing and increasing regulatory requirements, limited resources, increasing and new competition, evolving technologies, and changing customer expectations. We provide product innovation, world-class support, and unparalleled expertise so that our customers can make big things happen.

Mexico City, Mexico

Konfio is a financial services platform for small and medium businesses in Mexico that offers corporate credit cards, working capital loans, and payment solutions through a digital platform.