Top 122 Banking as a Service (BaaS) Software SaaS Companies in May 2026

Lagos, Nigeria

Diversified credit infrastructure powering payments across Africa.

San Francisco, California, United States

Software for banks to open bank accounts

Charlottetown, Prince Edward Island, Canada

PayTic empowers financial institutions to automate, optimize, and scale their payment operations through purpose-built technology that eliminates manual work. It specializes in providing dedicated back-office solutions for managing card programs.

Vancouver, British Columbia, Canada

VoPay’s Fintech-as-a-Service platform allows any company to embed financial services and payment capabilities into their existing applications, products and services through a single and scalable API. We offer a simple technology layer that enables digital enterprises to seamlessly offer secure, fast and direct bank account payments. VoPay’s unified technology stack eliminates the need to build the infrastructure and integrate multiple, disparate financial systems. Businesses can go to market faster and offer innovative financial solutions to their customers. Using Open Banking powered payment technology, our intuitive platform offers a variety of payment tools including data intelligent account authentication, encrypted tokenization, transaction monitoring and automated reconciliations. Available payments services include: Intelligent Electronic Funds Transfer (iQ11): Accept instant bank account verification payments, improve payment speed and reduce NSFs. VoPay Instant: Send funds to any bank account in Canada in real-time. EFT / ACH: Seamlessly facilitate same-day EFT and ACH bank payment processing by connecting to North America’s banking system. Interac e-Transfer for Business: Send and Request unlimited real-time payments with higher funding limits with just an email. Visa Direct: Send money directly to almost any Visa cardholder in real-time. All payment solutions are available through API integration or through VoPay's online portal.

Vilnius, Vilniaus Apskritis, Lithuania

Build your fintech product on top of our white-label core payments platform. SDK.finance ledger layer-based platform is available in two versions - a cloud SaaS and an on-premise with source code version, to cater for all types of businesses - from startups on a budget to enterprises that value complete vendor independence. What products can be built on top of SDK.finance platform? Neobank Digital wallet Payment acceptance system Money transfer app Marketplace payment solution Mobile wallet app General ledger With our API-driven software, launch banking and payment products faster, operate them cheaper, integrate third-party services easily, innovate non-stop and conveniently switch from SaaS to the source code version whenever the need arises. SDK.finance is your proven technology partner. Our key asset is a team of seasoned experts with 15+ years of experience in FinTech who know firsthand what it takes to develop innovative payment products. Reach out to us with your product vision and learn how SDK.finance can accommodate your requirements.

United States

Tokeny is a leading onchain finance operating system. The awarded fintech provides compliant tokenization with the open-source ERC-3643 token standard and advanced white-label software solutions for financial institutions. The enterprise-grade platform and APIs unify fragmented onchain and offchain workflows, integrating essential services to eliminate silos. It enables seamless issuance, transfer, and management of tokenized securities. By automating operations, offering innovative onchain services, and connecting with any desired distributors, Tokeny helps financial actors attract more clients and improve liquidity. Trusted globally, Tokeny has successfully executed over 120 use cases across five continents and facilitated 3 billion onchain transactions and operations.

New York City, New York, United States

Gynger is the first B2B payments and embedded financing solution purpose-built for buyers and sellers of technology.

Buenos Aires, Distrito Federal, Argentina

Saas Banking Software, ePayments, Telco, Retail & Big Community Business Fintech Solutions

United States

We are a Dutch FinTech company that provides banks around the world with managed online front-end solutions for their business clients in the areas of Risk Management (FX) and Liquidity Management (Cash Visibility & Target Balancing, Cash Flow Forecasting, Excess Liquidity and Cross-Border Payments). We believe banks have a lot of upside in Commercial Banking: offering business clients a continuously innovating online experience through Web, Mobile and APIs, professionalizing them through online journeys that are designed by corporate treasurers and through cross-journeys that reflect business lines of a bank working together for the benefit of the client. TreasurUp offers a unique mix of specialists in the areas of Commercial Banking, corporate treasury and IT engineering. With these experts, TreasurUp can: • Design the ultimate corporate treasury experiences for companies ranging from the smallest SMBs to a few hundred million annual turnover (EUR/USD); • Build it, tailor it to the bank and implement and integrate it into a bank's existing portal successfully and • Make sure the bank is compliant with its own policies and regional regulations. Mission: TreasurUp makes online Commercial Banking more competitive. What this means: TreasurUp's goal is to have our bank clients stand out in their markets through innovative solutions that have a far better fit with the way their business clients work or should work if they want to professionalize. TreasurUp truly believes in a bank & fintech partnership model and is proud to have clients like Nordea, Rabobank, KBC, OP bank, SEB, Handelsbanken, OLB, Sparkasse and LBBW.

Scottsdale, Arizona, United States

equipifi is the leading Buy Now, Pay Later (BNPL) platform for financial institutions in the United States. Their white labeled solution is designed to align with consumer purchase habits, payment preferences, and financial goals. The equipifi platform seamlessly integrates with leading banking cores and digital banking platforms to deepen customer engagement, grow market share, increase revenue, and provide a single place to view, accept, and manage BNPL plans on their existing banking app.