Top 10 Banking as a Service (BaaS) Software Companies With $5M–$10M Revenue (November 2026)

Troy, Michigan, United States

An end-to-end digital banking solution for banks and credit unions

Espoo, Finland

Provider of cloud-based payment platforms intended to help customers in their business expansions. The company's platforms offer open banking platform, issuing and acquiring services, strong customer authentication and back office service to both incumbent players and newcomers within the payment and consumer finance industry, enabling customers to focus on their value proposition instead of having to take the burden of heavy regulation and constant change.

London, England, United Kingdom

Ozone API is the leading standards based platform that handles the complexity of open banking, making it easy for any financial institution to meet both regulatory and commercial requirements for an open API. Banks using the Ozone API can accelerate their implementation of open APIs, and bring new commercial services to market ahead of the competition.

United States

Crassula is a FinTech software platform providing solutions for businesses to create financial products. Supporting launch, growth and development of FinTechs around the world. We started with a simple idea - to provide the fast and easy yet product-rich technological core for launching FinTechs. Today, trusted by the industry leaders, we embrace security and connectivity, flexibility and convenience, delivering the world-class products to more than 5 million users.

Vilnius, Vilnius, Lithuania

BankingLab is a banking software developer mainly focusing on cloud-based solutions. Its main clients are traditional and emerging banks, payment service providers (PSPs) such as electronic money institutions (EMIs) or payment institutions (PIs) and various FinTechs. Our solutions include: Core banking – ensures smooth operations of key banking functions such as record keeping, internal and third-party transactions, lending products, including business and consumer loans, deposits, savings and current accounts. Payments – number of modules to support connectivity to SEPA directly and via CentroLINK offered by the Central Bank of Lithuania, including support of SEPA Instant payments. SWIFT and local payments via correspondents or directly via TARGET-2. Front-end – ready-made and fully customizable internet banking and mobile applications to go to market within weeks. While our banking as a service (BaaS) API enables clients to build front-end solutions by themselves. Compliance – in-house developed various compliance and anti-money laundering (AML) tools to automate key processes. Reporting modules such as common reporting standard enables the automation of reporting obligations. Know-your-client, know-your-business, transaction monitoring, on-going due diligence, and screening (sanctions, negative press, politically exposed persons) modules ensures compliance with AML requirements. Card processing – interact with major payment card networks such as Visa and Mastercard to issue payment cards or acquire card payments. Our partnering financial institutions can sponsor our clients to issue cards to their clients without additional integrations and development. Tailored made services – is one of our unique properties as all our products are developed in-house. We have a competitive edge to customize our solutions to specific clients’ requirements or build an additional service for business cases, no matter how innovative they are.

Boston, Massachusetts, United States

Developer of a SaaS technology platform designed to help banking customers activate financial services products for their new clients. The company's platform allows creating email and SMS reminders instantly that drive to personalized, digital journeys which educate and motivate customers and members to take action, enabling banks and credit unions to turn account holders into engaged and profitable relationships by making it easy to adopt account-related services.

New York, New York, United States

From construction workers to barbers, mechanics to restaurant owners, NorthOne was built to solve big problems for the small businesses on main streets across America. By connecting all the dots of the financial back office, we can transform the bank account from a basic utility to a financial platform that gives our customers a greater shot at success. ▪️ Founded in 2016 by Eytan Bensoussan and Justin Adler ▪️ Trusted by 320,000+ small businesses ▪️ 50+ employees strong & counting ▪️ $90.3 million raised with investors including Battery Ventures, Don Griffith, Drew Brees, Ferst Capital Partners, FinTLV, Next Play Capital, Operator Stack, Redpoint Ventures, Ruby Ventures, Tencent, and Tom Williams If you're interested in joining the NorthOne team, please apply directly through our careers page at https://boards.greenhouse.io/northone NorthOne is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A., Member FDIC.

London, England, United Kingdom

Omnio, the unique cloud-based banking-as-a-service platform for banks and corporates. Omnio is a technology innovator working with clients across banking, retail and travel to implement specialised embedded financial solutions within their ecosystems. We work collaboratively with our clients to provide a range of added-value financial products into their existing customer journeys, enabling them to retain more wealth in their ecosystem, while improving customer engagement, satisfaction and loyalty. Our mission is to create long-lasting connections between brand and customer and our core platform OMNICORE provides the secure foundation for this to take place. We are an authorised e-money institution and a principal member of Visa and Mastercard.

Burlingame, California, United States

Jaris is a turnkey financial services platform that enables software platforms to offer commercial banking products to their small and medium-sized business (SMB) customers. With Jaris, platforms have access to commercial lending, banking, and instant payouts through a single integration. Founded by experts in finance, payments, banking and software, Jaris offers tailored, bank-sponsored solutions that boost profitability and differentiate your platform, while also enhancing the customer experience, increasing LTV and reducing churn. With over $1 billion in available capital and an industry-leading compliance program, Jaris provides reliable, scalable, and secure solutions. Partner with us to support your merchants and elevate your platform. Learn more at jaris.com.

Paris, Ile-de-france, France

Provider of white-label crowdfunding platforms designed to market financial services and products online. The company's platforms offer a customized tool that includes application programming interface (API) banking, API insurance, asset management platform and other products and services, enabling financial service agents to build and manage their own program for donations, loans and equity fund campaigns.