Top 122 Banking as a Service (BaaS) Software SaaS Companies in May 2026

Troy, Michigan, United States

An end-to-end digital banking solution for banks and credit unions

Bengaluru, Karnataka, India

Shopify for Financial Services

New York, New York, United States

Financial platform offering advanced business banking with built-in accounting and tax prep software.

Newcastle Upon Tyne, England, United Kingdom

Kani is a software as a service (SaaS) platform provider for financial technology (FinTech) companies.

London, United Kingdom

Your Vertical AI Fintech Partner!

Espoo, Finland

Provider of cloud-based payment platforms intended to help customers in their business expansions. The company's platforms offer open banking platform, issuing and acquiring services, strong customer authentication and back office service to both incumbent players and newcomers within the payment and consumer finance industry, enabling customers to focus on their value proposition instead of having to take the burden of heavy regulation and constant change.

Gothenburg, Västra Götaland, Sweden

Minna Technologies, a Mastercard company, is the global market leader for subscription management embedded in banking and fintech apps, partnering with top-tier banks, fintechs and subscription businesses. Minna is the only B2B2C platform with an automated subscription management engine, bank-grade compliance and the widest global subscriptions and payments coverage. We power the subscription economy, helping businesses grow revenue, reduce operational costs, and drive engagement, retention and lifetime value for over 120 million users.

London, England, United Kingdom

Ozone API is the leading standards based platform that handles the complexity of open banking, making it easy for any financial institution to meet both regulatory and commercial requirements for an open API. Banks using the Ozone API can accelerate their implementation of open APIs, and bring new commercial services to market ahead of the competition.

United States

Crassula is a FinTech software platform providing solutions for businesses to create financial products. Supporting launch, growth and development of FinTechs around the world. We started with a simple idea - to provide the fast and easy yet product-rich technological core for launching FinTechs. Today, trusted by the industry leaders, we embrace security and connectivity, flexibility and convenience, delivering the world-class products to more than 5 million users.

Vilnius, Vilnius, Lithuania

BankingLab is a banking software developer mainly focusing on cloud-based solutions. Its main clients are traditional and emerging banks, payment service providers (PSPs) such as electronic money institutions (EMIs) or payment institutions (PIs) and various FinTechs. Our solutions include: Core banking – ensures smooth operations of key banking functions such as record keeping, internal and third-party transactions, lending products, including business and consumer loans, deposits, savings and current accounts. Payments – number of modules to support connectivity to SEPA directly and via CentroLINK offered by the Central Bank of Lithuania, including support of SEPA Instant payments. SWIFT and local payments via correspondents or directly via TARGET-2. Front-end – ready-made and fully customizable internet banking and mobile applications to go to market within weeks. While our banking as a service (BaaS) API enables clients to build front-end solutions by themselves. Compliance – in-house developed various compliance and anti-money laundering (AML) tools to automate key processes. Reporting modules such as common reporting standard enables the automation of reporting obligations. Know-your-client, know-your-business, transaction monitoring, on-going due diligence, and screening (sanctions, negative press, politically exposed persons) modules ensures compliance with AML requirements. Card processing – interact with major payment card networks such as Visa and Mastercard to issue payment cards or acquire card payments. Our partnering financial institutions can sponsor our clients to issue cards to their clients without additional integrations and development. Tailored made services – is one of our unique properties as all our products are developed in-house. We have a competitive edge to customize our solutions to specific clients’ requirements or build an additional service for business cases, no matter how innovative they are.