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Top 20 Banking as a Service (BaaS) Software Companies Under $1M Revenue (September 2026)

As of September 2026, Latka tracks 20 banking as a service (BaaS) software companies under $1M in annual revenue. They have combined revenues of $11.1M and employ 94 people. They have raised $4.7M and serve 22 customers combined.

Every company below sells banking as a service (BaaS) software to other businesses and is ranked by its most recent annual revenue. Revenue, funding, headcount and customer figures come from CEO interviews on the Latka podcast, public company filings, and Latka estimates where a company has not disclosed a number.

What Banking as a Service (BaaS) Software Companies do

Banking as a Service (BaaS) software enables non-financial businesses to integrate banking services into their products without the need to obtain a banking license. This model allows organizations to offer digital financial services such as payment processing, account management, and lending, leveraging the technology and compliance capabilities of licensed banks. BaaS platforms typically include APIs that facilitate interactions with banking functionalities, making it easier for companies to embed financial products directly into their customer-facing applications. The key use cases for BaaS include enhancing user engagement through integrated financial services, launching new financial products, and streamlining customer onboarding processes. Buyers of this software mainly include fintech companies, e-commerce platforms, and other organizations looking to diversify their service offerings with banking capabilities. These businesses often seek solutions that can improve customer experience and foster innovation in financial service delivery. BaaS providers often focus on specific features such as compliance management, security protocols, and customer data integration. Typically, they are tasked with enabling their clients not just to offer financial services but also to ensure that these services meet regulatory standards. As a result, BaaS software serves as a vital bridge between traditional banking infrastructure and modern digital platforms.

Companies
20
Revenue
$11.1M
Funding
$4.7M
Employees
94

Filters

Sorting: Highest -> Lowest

Filters

Top Banking as a Service (BaaS) Software Companies Under $1M Revenue

Showing 10 of 20 companies ranked by annual revenue.

1TransactionLink logo
TransactionLink

United States

At Transaction Link we help companies around the globe to build tailored business onboarding processes in minutes, all with no code, saving huge amounts of time and money. We work with some of the biggest payment providers in the world as well as new challengers in the fintech space. For some established players we were able to reduce their onboarding costs by as much as 70% and for scale ups - speed up their geographic and product expansion by months. Our solution enables our clients to automate their business onboarding processes - from creating complex workflows, to adding risk and decision logic, and integrating with over 150 best-in-class KYC/KYB services across more than 100 geographies. The platform automates back-end checks and front-end customer interactions for a complete end-to-end experience.

Revenue
$990K
Year founded
2020
Team size
9
2InterGen Data logo
InterGen Data

Plano, Texas, United States

Developer of a financial platform intended to provide banking and insurance services. The company's offerings include products that can predict when their customer's most important life events might occur, what they will be, and how much of a financial impact that they could represent, enabling businesses to become more productive.

Revenue
$868.3K
Year founded
2017
Team size
7
3Findcra logo
Findcra

Louisville, Kentucky, United States

CRA research platform for banks

Revenue
$829.4K
Customers
22
Year founded
2017
Funding
$840K
Team size
5
4Levo logo
Levo

Mexico City, Mexico

Treasury management platform for SMBs to optimize idle cash in Latam

Revenue
$800K
Year founded
2020
Team size
6
5Eloquent AI logo
Eloquent AI

San Francisco, California, United States

The AI Operator for Financial Services

Revenue
$770K
Year founded
2025
Team size
7
6Ábaco Latam logo
Ábaco Latam

Barcelona, Spain

Abaco Latam operates as a SaaS fintech company.

Revenue
$674.8K
Year founded
2017
Team size
10
7Trusek Ltd logo
Trusek Ltd

London, England, United Kingdom

We are a UK-based team of engineers and technology specialists with a 12 year track record of developing and delivering software and technology to the Fintech and Payments sectors. We have worked with some of the most exciting start-ups to deliver new kinds of challenger financial technology. We deliver a flexible, collaborative approach which creates the right technology solution to support financial business via a flexible, modular SaaS-enabled application platform. It gives you access to a proven suite of modern banking and financial services technology at a fraction of the cost, and in a fraction of the time it takes to create an in-house solution. Trusek modular software and platform infrastructure is used by marketplaces, lenders, banks, bank-tech providers, e-money companies, remitters/forex brokers, charities and communities – it can provide a major boost for any organisation that needs to accept, manage and send value. It enables them to scale up from today's needs with

Revenue
$673.6K
Year founded
2015
Team size
5
8Bankhawk Analytics logo
Bankhawk Analytics

Dublin, Ireland

Developer of banking analytics software designed to transform financial management and empower clients by harnessing their banking data. The company's banking analytics software automates bank reporting and offers fund risk monitoring, accounts reconciling, treasury policy integration, big data trend analysis and banking intelligence, enabling banks to reduce their banking costs, improve forecasting and optimize banking arrangements.

Revenue
$670.2K
Year founded
2007
Team size
6
9infoMicroFin logo
infoMicroFin

Chennai, Tamil Nadu, India

infoMicroFin is a SaaS Banking Platform that delivers digital finance solutions for any financial Institution.

Revenue
$630.9K
Year founded
2017
Team size
2
10Seepath Solutions logo
Seepath Solutions

Jersey City, New Jersey, United States

Seepath Solutions implement business solutions in the Cloud using Software as a Service model (SaaS) realizing compelling business benefits for SMB as well as Enterprise Customers By partnering with Microsoft Online Services and Salesforce.com, Seepath provides SaaS Advisory Services, Business Process Review, SaaS Strategy, Technology Selection, Implementation, SaaS transition and on-going support. Seepath serves customers across industries - Financial Services, Banking, Telecom,and Media & Public Sector.Seepath is a Small and Minority Business Enterprise certified by State of NJ and DMBE Virginia.gov. (1) Build and Run the business on the Cloud using Force.com & Microsoft Technologies. (2) Implement CRM Business Solutions based on Microsoft Dynamics CRM & Salesforce.com (on-demand as well as on-premise) (3) System Integration and Remote IT Infrastructure Management (4) Management and Technology Consulting

Revenue
$629.3K
Year founded
2000
Team size
3

Frequently asked questions about Banking as a Service (BaaS) Software Companies Under $1M Revenue

How many banking as a service (BaaS) software companies under $1M in annual revenue are there?

Latka tracks 20 banking as a service (BaaS) software companies under $1M in annual revenue. Together they generate $11.1M in annual revenue and employ 94 people.

Which banking as a service (BaaS) software company under $1M in annual revenue is the largest?

TransactionLink is the largest, with $990K in annual revenue, founded in 2020.

How much revenue does a typical banking as a service (BaaS) software company under $1M in annual revenue make?

The average banking as a service (BaaS) software company in this list makes $555.8K a year, across 20 companies with reported revenue. They serve 22 customers combined.

Who are the leading Banking as a Service (BaaS) software vendors under $1M in annual revenue?

Ranked by annual revenue, the leaders are TransactionLink, InterGen Data, Findcra, Levo and Eloquent AI.

How much funding have banking as a service (BaaS) software companies under $1M in annual revenue raised?

The 20 banking as a service (BaaS) software companies under $1M in annual revenue tracked here have raised $4.7M in disclosed funding between them.

Related Vertical Industry Software categories

Inclusion Criteria

- Must offer API-based access to banking functionalities - Should enable non-banking firms to provide financial services - Must include compliance and regulatory support as part of the offering - Should provide tools for customer onboarding and identity verification - Must facilitate integration with other software platforms or services - Not limited to just payment processing; must support a range of banking services such as accounts and loans