Top 50 Digital Banking Platforms Companies With $1M–$5M Revenue (August 2026)

Fremont, California, United States

Developer of a payments technology created to pass speed and efficiencies on to all market participants. The company's technology offers a shared, permissioned ledger that serves as a real-time clearing and settlement gateway, allowing instant reconciliation down to the sub-account level, enabling financial institutions to meet today's demands for cost savings, regulatory requirements and capital management.

Charlottetown, Prince Edward Island, Canada

PayTic empowers financial institutions to automate, optimize, and scale their payment operations through purpose-built technology that eliminates manual work. It specializes in providing dedicated back-office solutions for managing card programs.

United States

Subaio, a pioneering fintech firm, redefines personal finance with its innovative engine. Subaio's engine excels in analyzing, sorting, and translating all transaction data into actionable recurring payment insights. It leverages a powerful ecosystem for unparalleled accuracy and expansive merchant connections. The platform excels in subscription management, credit checks, and digital sales solutions, setting a new standard in personal finance management. This unique capability offers insights and functionalities beyond what banks can typically access or develop internally, positioning Subaio as an indispensable partner in the financial industry.

New York City, New York, United States

Gynger is the first B2B payments and embedded financing solution purpose-built for buyers and sellers of technology.

Vancouver, British Columbia, Canada

VoPay’s Fintech-as-a-Service platform allows any company to embed financial services and payment capabilities into their existing applications, products and services through a single and scalable API. We offer a simple technology layer that enables digital enterprises to seamlessly offer secure, fast and direct bank account payments. VoPay’s unified technology stack eliminates the need to build the infrastructure and integrate multiple, disparate financial systems. Businesses can go to market faster and offer innovative financial solutions to their customers. Using Open Banking powered payment technology, our intuitive platform offers a variety of payment tools including data intelligent account authentication, encrypted tokenization, transaction monitoring and automated reconciliations. Available payments services include: Intelligent Electronic Funds Transfer (iQ11): Accept instant bank account verification payments, improve payment speed and reduce NSFs. VoPay Instant: Send funds to any bank account in Canada in real-time. EFT / ACH: Seamlessly facilitate same-day EFT and ACH bank payment processing by connecting to North America’s banking system. Interac e-Transfer for Business: Send and Request unlimited real-time payments with higher funding limits with just an email. Visa Direct: Send money directly to almost any Visa cardholder in real-time. All payment solutions are available through API integration or through VoPay's online portal.

Vilnius, Vilniaus Apskritis, Lithuania

Build your fintech product on top of our white-label core payments platform. SDK.finance ledger layer-based platform is available in two versions - a cloud SaaS and an on-premise with source code version, to cater for all types of businesses - from startups on a budget to enterprises that value complete vendor independence. What products can be built on top of SDK.finance platform? Neobank Digital wallet Payment acceptance system Money transfer app Marketplace payment solution Mobile wallet app General ledger With our API-driven software, launch banking and payment products faster, operate them cheaper, integrate third-party services easily, innovate non-stop and conveniently switch from SaaS to the source code version whenever the need arises. SDK.finance is your proven technology partner. Our key asset is a team of seasoned experts with 15+ years of experience in FinTech who know firsthand what it takes to develop innovative payment products. Reach out to us with your product vision and learn how SDK.finance can accommodate your requirements.

United States

Tokeny is a leading onchain finance operating system. The awarded fintech provides compliant tokenization with the open-source ERC-3643 token standard and advanced white-label software solutions for financial institutions. The enterprise-grade platform and APIs unify fragmented onchain and offchain workflows, integrating essential services to eliminate silos. It enables seamless issuance, transfer, and management of tokenized securities. By automating operations, offering innovative onchain services, and connecting with any desired distributors, Tokeny helps financial actors attract more clients and improve liquidity. Trusted globally, Tokeny has successfully executed over 120 use cases across five continents and facilitated 3 billion onchain transactions and operations.

Colombo, Western, Sri Lanka

Ready to take your business to the next level? With Webxpay, Sri Lanka's top payment gateway, it's easier than ever! For over 8 years, we've led the fintech industry with seamless solutions for freelancers, SMEs, and corporations in fashion, tourism, electronics, and more. Accept global and local payments with multiple payment options, swift payouts, and automated workflows. Trusted by over 3000 businesses, our state-of-the-art systems ensure top-notch security and 24/7 payment servicing, 365 days a year. Enjoy fast merchant settlements and exceptional customer support. Webxpay is partnered with over 8 banks, offering zero downtime and competitive rates. With 13+ payment options, your customers have flexibility and choice. *Accept payments in USD from any where around the world and get settled in dollars straight to your bank account* We've partnered with the Australian Government of Foreign Affairs and Trade, standing out among 300 applicants to empower 150+ women entrepreneurs in Sri Lanka. As direct partners of Visa and part of the Visa Accelerator Program, we empower MSMEs to accept digital payments and take their businesses to the next level. We offer competitive processing fees, no setup fees, and no transaction limits. Benefit from credit card installment options from 6+ leading banks, supplier payment solutions, and various payment acceptance methods including API integrations, link-generated payments, and QR scan and pay options. Monitor your business in real-time with our dashboard and mobile app. Led by experts with 20+ years in banking, we provide unmatched service. Our easy sign-up process makes joining effortless. Join Webxpay today and watch your business soar!

Dubai, Dubai, United Arab Emirates

KMMRCE is a homegrown Software as a Service (SaaS) company that has been evolving in the market for several years through long-standing digital, e-commerce, and FinTech partnerships. Over time, it has grown from a developer into a branded technology services provider, offering clients complete e-commerce solutions. The enterprise-level, agnostic KMMRCE platform features over 50 unique modules that can be used to customise, build, manage, and grow a successful digital business. It works with clients across multiple verticals, including grocery, beauty, electronics, fashion, wholesale, home furnishings, EdTech, and FitTech. KMMRCE Pay is a turnkey PayFac solution providing modular Payments as a Service (PaaS) capabilities for global online retailers and neo operators through its proprietary technology and partner network. Its services include payment gateways, digital wallets, card issuance (credit, debit, and loyalty), POS installation, systems management, and more.

Buenos Aires, Distrito Federal, Argentina

Saas Banking Software, ePayments, Telco, Retail & Big Community Business Fintech Solutions