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Top 35 Digital Banking Platforms Companies Under $1M Revenue (August 2026)

As of August 2026, Latka tracks 35 digital banking platforms companies under $1M in annual revenue. They have combined revenues of $17.3M and employ 179 people. They have raised $20.2M and serve 1M customers combined.

Every company below sells digital banking platforms to other businesses and is ranked by its most recent annual revenue. Revenue, funding, headcount and customer figures come from CEO interviews on the Latka podcast, public company filings, and Latka estimates where a company has not disclosed a number.

What Digital Banking Platforms Companies do

Digital banking platforms represent a modern evolution of banking services that utilize technology to provide financial solutions online and via mobile devices. These platforms enable users to perform traditional banking activities such as deposits, withdrawals, fund transfers, and loan applications, all without the need for physical branch visits. By streamlining operations, they cater to the growing demand for convenience and accessibility in financial services. Typically, digital banking platforms include features such as user-friendly interfaces, mobile access, robust security measures, and integration with third-party financial services. They are designed for various user personas including retail banking customers, small to medium-sized enterprises (SMEs), and financial institutions looking to enhance their service offerings. Deployment may involve direct customer engagement through apps or web portals, ensuring seamless interaction regardless of the customer's location or device. The target users of digital banking platforms range from individual consumers seeking efficient banking solutions to corporate clients requiring advanced payment processing and financial management tools. This industry focuses on enhancing user experience through features that prioritize security, data analytics, and customer support mechanisms, ultimately reshaping the traditional banking landscape as we know it.

Companies
35
Revenue
$17.3M
Funding
$20.2M
Employees
179

Filters

Sorting: Highest -> Lowest

Filters

Top Digital Banking Platforms Companies Under $1M Revenue

Showing 10 of 35 companies ranked by annual revenue.

1PAY2U logo
PAY2U

Saint Petersburg, Saint Petersburg, Russia

We are incorporated in Lithuania and Russia and currently participating in Startup Wise Guys acceleration program #Fintech4. We build in partner services using AppInApp technology and provide a unique seamless experience for user, when he can book a table in a restaurant, call a taxi, buy a ticket without leaving the bank’s application and get a cashback reward for that action.

Revenue
$880K
Year founded
2018
Funding
$15K
Team size
8
2Canopus Innovative Technologies logo
Canopus Innovative Technologies

United States

Canopus connects you to a full spectrum of digital banking and payment functionalities. Our one-stop-shop solution includes everything you need for your Fintech business – software, open API and connections to the most important partners, e.g., banks, forex, card issuers and acquirers. We offer the most popular functionalities any Payment Service Provider, no matter the size, needs - customer onboarding and AML, digital banking, SWIFT/SEPA payments, forex, payments to card, card issuing, payment acquiring and crypto payments.

Revenue
$880K
Year founded
1992
Team size
8
3Levo logo
Levo

Mexico City, Mexico

Treasury management platform for SMBs to optimize idle cash in Latam

Revenue
$800K
Year founded
2020
Team size
6
4Eloquent AI logo
Eloquent AI

San Francisco, California, United States

The AI Operator for Financial Services

Revenue
$770K
Year founded
2025
Team size
7
5Collateral Velocity logo
Collateral Velocity

Charlotte, North Carolina, United States

Developer of a collateral optimization platform designed to reflect the full risk reductive activity of collateral and exposure across asset classes. The company's platform permits banks to optimize collateral usage to realize full capital and RWA benefits and better inform economic valuation and discounting approaches, enabling banks to reduce liquidity requirements and risk while increasing transactional capacity.

Revenue
$709.1K
Year founded
2018
Team size
4
6Your Financial Wellness logo
Your Financial Wellness

Sydney, New South Wales, Australia

YFW is a Sydney-based data analytics and financial wellness platform providing SaaS solutions to Australian financial institutions.

Revenue
$700.9K
Customers
500K
Year founded
2018
Funding
$60.9K
Team size
6
7Ábaco Latam logo
Ábaco Latam

Barcelona, Spain

Abaco Latam operates as a SaaS fintech company.

Revenue
$674.8K
Year founded
2017
Team size
10
8Trusek Ltd logo
Trusek Ltd

London, England, United Kingdom

We are a UK-based team of engineers and technology specialists with a 12 year track record of developing and delivering software and technology to the Fintech and Payments sectors. We have worked with some of the most exciting start-ups to deliver new kinds of challenger financial technology. We deliver a flexible, collaborative approach which creates the right technology solution to support financial business via a flexible, modular SaaS-enabled application platform. It gives you access to a proven suite of modern banking and financial services technology at a fraction of the cost, and in a fraction of the time it takes to create an in-house solution. Trusek modular software and platform infrastructure is used by marketplaces, lenders, banks, bank-tech providers, e-money companies, remitters/forex brokers, charities and communities – it can provide a major boost for any organisation that needs to accept, manage and send value. It enables them to scale up from today's needs with

Revenue
$673.6K
Year founded
2015
Team size
5
9EquitechWeb logo
EquitechWeb

United States

Equitech es el software como servicio que está impulsando el futuro de los servicios financieros en Colombia y Latinoamérica. Las entidades que prestan servicios financieros – bancos, cooperativas, cajas de compensación, fintechs y empresas prestamistas del sector real – usan la plataforma de créditos digitales de Equitech para transformar las experiencias crediticias de sus clientes. Equitech impulsa miles de transacciones financieras diariamente. Para obtener más información, visite equitechweb.com

Revenue
$660K
Year founded
2018
Team size
6
10ClickSWITCH logo
ClickSWITCH

Minneapolis, Minnesota, United States

ClickSWITCH is an automated account switching solution for financial institutions and FinTechs.

Revenue
$634.2K
Customers
450
Year founded
2014
Funding
$19.1M
Team size
3

Frequently asked questions about Digital Banking Platforms Companies Under $1M Revenue

How many digital banking platforms companies under $1M in annual revenue are there?

Latka tracks 35 digital banking platforms companies under $1M in annual revenue. Together they generate $17.3M in annual revenue and employ 179 people.

Which digital banking platforms company under $1M in annual revenue is the largest?

PAY2U is the largest, with $880K in annual revenue, founded in 2018.

How much revenue does a typical digital banking platforms company under $1M in annual revenue make?

The average digital banking platforms company in this list makes $495.7K a year, across 35 companies with reported revenue. They serve 1M customers combined.

Who are the leading Digital Banking platforms vendors under $1M in annual revenue?

Ranked by annual revenue, the leaders are PAY2U, Canopus Innovative Technologies, Levo, Eloquent AI and Collateral Velocity.

How much funding have digital banking platforms companies under $1M in annual revenue raised?

The 35 digital banking platforms companies under $1M in annual revenue tracked here have raised $20.2M in disclosed funding between them.

Related Vertical Industry Software categories

Inclusion Criteria

- Must provide core banking functionalities such as account management, transaction processing, and loan applications. - Should include mobile and online access for users to conduct banking activities remotely. - Must offer robust security features, including data encryption and user authentication protocols. - Should provide integration capabilities with third-party financial services and APIs. - Not solely focused on traditional banking services; must also enhance user experience through digital tools and platforms. - Should target both individual consumers and businesses, including SMEs or enterprises.