As of August 2026, Latka tracks 236 digital banking platforms companies. They have combined revenues of $6.8B and employ 49.7K people. They have raised $8B and serve 16.7M customers combined.
Every company below sells digital banking platforms to other businesses and is ranked by its most recent annual revenue. Revenue, funding, headcount and customer figures come from CEO interviews on the Latka podcast, public company filings, and Latka estimates where a company has not disclosed a number.
Digital banking platforms represent a modern evolution of banking services that utilize technology to provide financial solutions online and via mobile devices. These platforms enable users to perform traditional banking activities such as deposits, withdrawals, fund transfers, and loan applications, all without the need for physical branch visits. By streamlining operations, they cater to the growing demand for convenience and accessibility in financial services. Typically, digital banking platforms include features such as user-friendly interfaces, mobile access, robust security measures, and integration with third-party financial services. They are designed for various user personas including retail banking customers, small to medium-sized enterprises (SMEs), and financial institutions looking to enhance their service offerings. Deployment may involve direct customer engagement through apps or web portals, ensuring seamless interaction regardless of the customer's location or device. The target users of digital banking platforms range from individual consumers seeking efficient banking solutions to corporate clients requiring advanced payment processing and financial management tools. This industry focuses on enhancing user experience through features that prioritize security, data analytics, and customer support mechanisms, ultimately reshaping the traditional banking landscape as we know it.
Sorting: Highest -> Lowest
Showing 10 of 236 companies ranked by annual revenue.
Singapore
Advance Intelligence Group is an AI-driven technology company specializing in financial technology and services, founded in 2016 in Singapore. They provide AI-powered credit-enabled products and services in various sectors including financial services and retail.
Bengaluru, Karnataka, India
Razorpay is a leading Indian fintech company, founded in 2014 by Harshil Mathur and Shashank Kumar, offering a full-stack payments and business banking platform. Originally launched as a startup-focused payment gateway, it has since expanded to include subscriptions, vendor payouts, neobanking, and lending.
Pesaro, PU, Italy
TeamSystem is a leading tech company in the market for digital business management solutions for companies and professionals. One of the most important Italian players in the ICT sector, the Company has over the years positioned itself as a true enabler of digital competitiveness for its customers by offering solutions for managing SMEs and professional firms (accountants, labor consultants and lawyers). With the aim of supporting the competitiveness of companies and professionals, the TeamSystem Group has also developed innovative fintech solutions for the management of collections, payments and bank reconciliations. In 2022, the Group recorded a turnover of 695 million euros, with direct offices serving more than 2 million customers operating on its digital and cloud platforms, where on average more than 415 million electronic invoices with a total of 850 billion euros transacted are handled each year. Thanks to a strategy of acquisitions aimed at strengthening the competitiveness of the group's offerings in the cloud and digital transformation, a series of operations to grow in certain vertical markets, and the establishment of new specialist companies, TeamSystem has steadily expanded its offerings, entering the fintech services, ecommerce, SME rating and HR management markets. The TeamSystem group has more than 2700 employees and has always invested in technological research and development. Some 730 software engineers, 80% of them agile, are working on the development of ever more innovative, secure and user-friendly solutions. Our mission is to bring digital into every business, which is why TeamSystem works every day alongside customers, SMEs and professionals, to support their digitization programs, developing their competitiveness and making their processes increasingly agile.
Mexico City, Mexico
Plata Card is a digital financial services and technology company that offers credit cards and buy-now-pay-later services in Mexico. Its mission is to simplify the financial experience and make it more accessible and reliable, especially for underserved populations.
Atlanta, Georgia, United States
Greenlight is a debit card and app for kids/teens to learn to earn, save, and invest, with parental controls and safety features like location sharing.
Amsterdam, Netherlands
Bunq B.V. is a fintech and neobank licensed in the Netherlands and operating within 30 European countries. Founded in 2012 by serial entrepreneur Ali Niknam, bunq has brought lasting change to the European banking industry by offering various financial services, including current accounts, savings accounts, debit cards, and payment processing.
Amsterdam, Netherlands
a banking software designed to empower financial institutions to accelerate their digital transformation
Wilmington, North Carolina, United States
nCino (NASDAQ: NCNO) is powering a new era in financial services. 🚀 The Company was founded to help financial institutions digitize and reengineer business processes to boost efficiencies and create better banking experiences. With over 2,700 customers worldwide - including community banks, credit unions, independent mortgage banks, and the largest financial entities globally - nCino offers a trusted platform of best-in-class, intelligent solutions. By integrating artificial intelligence and actionable insights into its platform, nCino is helping financial institutions consolidate legacy systems to enhance strategic decision-making, improve risk management, and elevate customer satisfaction by cohesively bringing together people, AI and data. Working at nCino means you don't have to choose between joining a great culture or building great products - we're proof you can do both. Our core values are deeply entrenched in our culture (#LiveTheSix!), and our growth relies on our employees’ abilities to learn new skills, accept new responsibilities, and assume leadership roles on our growing teams. At nCino, we understand that diversity is a large part of what drives our success, and our inclusive environment is a place where all perspectives and experiences are welcome. We believe that supporting our employees is more than encouraging them to add pronouns to their Slack profiles or providing mental health resources (though we do those things, too!). We strive to create a safe space where employees feel they can come to work as their true selves. 💛 By providing our employees with resources to further their knowledge in their roles, we enable nCino to continue powering the next era of financial services.
Thailand
Ascend Money is a leading Southeast Asian fintech company providing innovative payment and financial services across 7 countries (Thailand, Cambodia, Myanmar, Vietnam, Philippines, Indonesia, and Malaysia). Established in 2013, Ascend Money became Thailand's first fintech unicorn in 2021.
Latka tracks 236 digital banking platforms companies with reported revenue. Together they generate $6.8B in annual revenue and employ 49.7K people.
Advance Intelligence Group is the largest, with $770M in annual revenue, founded in 2016.
The average digital banking platforms company in this list makes $29M a year, across 236 companies with reported revenue. They serve 16.7M customers combined.
Ranked by annual revenue, the leaders are Advance Intelligence Group, Razorpay, TeamSystem, Plata Card and Greenlight.
The 236 digital banking platforms companies tracked here have raised $8B in disclosed funding between them.
- Must provide core banking functionalities such as account management, transaction processing, and loan applications. - Should include mobile and online access for users to conduct banking activities remotely. - Must offer robust security features, including data encryption and user authentication protocols. - Should provide integration capabilities with third-party financial services and APIs. - Not solely focused on traditional banking services; must also enhance user experience through digital tools and platforms. - Should target both individual consumers and businesses, including SMEs or enterprises.
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