Top 18 Underwriting & Rating Software SaaS Companies in May 2026

Burbank, California, United States

AI-powered solutions and services for businesses

Paris, Île-de-France, France

Akur8 is a developer of an AI-driven insurance pricing and reserving platform designed to provide AI-powered pricing automation and optimization for insurance.

Paris, Ile-de-france, France

Akur8, the AI Pricing solution, enables insurance carriers to improve their profits and win market share with pricing models created and updated in hours instead of months. Akur8 developed unique leading edge algorithms dedicated to insurance pricing. The disruptive technology developed by our R&D team allows to combine Machine Learning and Actuarial worlds. GLM (Generalized Linear Model) is a well-established technique that answers all Risk Modelling constraints: it is easy to understand and it enables a clear validation process. But it is manual. Iterations and discoveries are long and slow, involving large number actuarial resources. Using cutting edge machine learning, we have automated GLM modelling. From variable selection to geographic smoothing, you decide the tradeoff between clarity and performance. You can immediately spot anomalies and discover new patterns. Building models with Akur8 is 10 times faster than with traditional solutions - with a better result. Akur8 solution

Boston, Massachusetts, United States

Gradient AI provides award-winning artificial intelligence (AI) solutions for the insurance industry. Its solutions improve loss ratios and profitability by predicting underwriting and claim risks with greater accuracy, as well as reducing quote turnaround times and claim expenses through intelligent automation. Unlike other AI solutions that use a limited claims and underwriting dataset, Gradient's SaaS platform leverages a vast industry data lake comprising tens of millions of policies and claims. It also incorporates key features including economic, health, geographic, and demographic information. Customers include some of the most recognized insurance carriers, MGAs, MGUs, TPAs, risk pools, PEOs, and large self-insured employers across all major lines of insurance. By using Gradient AI's solutions, insurers of all types achieve a better return on risk. We are proud to have been recognized by Built In five years in a row, including two categories in 2025––Best Place to Work in Boston and Best Midsize Places to Work in Boston! Check out our page here: https://www.builtinboston.com/company/ Gradient AI was founded in to address the need for state-of-the-art AI and Machine Learning (ML) solutions for the trillion-dollar insurance industry. Our software-as-a-service platform uses AI to help commercial insurers automate and improve underwriting results, reduce claim costs, and improve operational efficiencies. Our software and models are utilized by many of the world’s most recognized Insurance Carriers, MGAs, TPAs, Pools, PEOs and more. Our team of expert Data Scientists and Insurance Technology experts have an exceptional history of building wildly successful insurance technology companies, with the most satisfied customers in the industry. At GradientAI we focus exclusively on delivering measurable results for your underwriting and claims operations.

London, United Kingdom

Cytora is the configurable platform that enables commercial insurers to create digital workflows by digitising, evaluating and routing risks. Cytora digitises every incoming risk, augments them with additional data sources, evaluates them against multiple rules including appetite and priority, and routes them to downstream systems for automated or manual underwriting. Member of the 2020 Tech Nation Future Fifty 8.0 Cohort Member of the 2020 Insurance Post Insurtech 100 WINNER - DIAmond Award, DIA Amsterdam 2019 SILVER - Excellence in Technology - Service Provider, Insurance Times 2019 WINNER - Best AI Product In Insurance, CogX Innovation Awards 2019 WINNER - Risk-Modelling Technology of the Year, Insurance Times Awards 2018

Whyteleafe, Surrey, United Kingdom

Artificial builds technology and software tools for commercial insurers and brokers. Artificial provides a cloud-based algorithmic underwriting platform, as well as applications that can be built on top of existing legacy systems or Artificial's core system.

New York, New York, United States

Sixfold is a risk assessment AI solution built exclusively for insurance underwriters. The platform boosts underwriting efficiency, accuracy, and transparency.

Paris, Île-de-France, France

Seyna offers the infrastructure to create, sell and manage insurance products, as easily as Stripe to collect payments or AWS to host your website. For insurance brokers (traditional and insurtech), Seyna offers a technical platform and underwriting services, to quickly launch new insurance products and then manage the contracts. For companies, we enable the worldwide transition to « embedded-insurance ». Traditionally, I purchase my asset (house, car, lease on an office), but then I have to go somewhere else (an insurance broker) to buy insurance. This model is shifting. Using Seyna, companies can sell insurance to their own clients during the transaction (« would you like some insurance with that? »). Add an extended warranty when selling a computer, a car insurance when selling a car, rent insurance when leasing a house. Seyna is a licensed underwriter - we manage the risk, data, regulatory aspects and capital requirements. Companies of all sizes, from start-ups to large enterprises, use our software, API and underwriting services to sell insurance to their clients.

New York, New York, United States

AI-powered Decision Support for Commercial Underwriters

Toronto, Ontario, Canada

AI Powered Automated Underwriting , Clik.ai is a AI Powered Automated Underwriting Platform for Commercial Real Estate Brokers and Lenders.