MK Decision Leadership Team & Executives

Har Rai Khalsa

CEO

Har Rai Khalsa is the CEO and co-founder of MK Decision. MK Decision's mission is to help community financial institutions thrive by receiving more deposits and more loans. With a commitment to strengthen local economies, MK’s platform gives community financial institutions a competitive advantage through simple, beautiful customer experiences and streamlined banker workflows. The MK platform supports a variety of financial products including checking & savings accounts, credit cards, and consumer, commercial, small business, and indirect loans. So far, MK is helping over 130 community banks acquire customers online. The company was founded in 2015 by Har Rai, Guru Dharam, and Jodha Khalsa and is headquartered in San Diego, CA. Before founding MK Decision in 2016, Mr. Khalsa led the growth team at Service Finance Company as the nationwide home improvement lender grew its yearly loan volume from $97M to $2B. At the tender age of 23, Mr. Khalsa became the President of Marketing and Sales for 108 Solutions in 2011. While there, he was responsible for a dozen retail finance locations in Georgia, Texas, Colorado, Washington, and San Diego with over 35 employees and $50MM in Retail Installment Contract (RIC) revenue. Mr. Khalsa is an expert in strategy, sales, marketing, and branding with 8+ years experience as a FinTech executive. He has a Bachelor of Arts (B.A.) in Sociology and Anthropology from Lewis and Clark College.