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The closest alternatives to Opay are Flutterwave, Chipper Cash and Moniepoint. Opay generates $373M in revenue with 3.7K employees. Every one of the 20 alternatives below is compared with Opay on revenue, funding, customers, team size and founding year.
Opay is pinned as the first column so every figure is read against it. Blank cells are figures we have not verified, never zeros.
| Company |  OpayThis company |  Flutterwave |  Chipper Cash |  Moniepoint |  EBANX |  Bottomline |  Tipalti |  Paxos |  Clip |  Melio |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $373M | $95.3M | $52.9M | $600M | $360.9M | $315.4M | $200M | $180M | $173M | $157.2M |
| Valuation | $2.8B | Not disclosed | Not disclosed | Not disclosed | Not disclosed | Not disclosed | Not disclosed | Not disclosed | Not disclosed | Not disclosed |
| Funding raised | $570M | $234.7M | $301.8M | $200M | $430M | Not disclosed | $749M | $507M | $150M | $250M |
| Customers | Not disclosed | 1.5K | Not disclosed | Not disclosed | Not disclosed | 75K | 10K | Not disclosed | Not disclosed | 119K |
| Team size | 3.7K | 913 | 225 | 1K | 818 | 2.9K | 1.2K | 306 | 1.2K | 623 |
| Founded | 2018 | 2016 | 2018 | 2015 | 2012 | 1989 | 2010 | 2012 | 2012 | 2018 |
| HQ | Lagos, Nigeria | United States | United States | Nigeria | Brazil | United States | United States | United States | Mexico | United States |
United States · Enterprise Payment Software
Flutterwave was founded in 2016 and is headquartered in San Francisco, California, with offices in Lagos, Nairobi, Accra, and Johannesburg. Flutterwave provides payment infrastructure services that enable businesses to…
United States · Enterprise Payment Software
Chipper Cash is a financial services company that features a software application platform that enables free instant cross-border mobile money transfers in Africa.
Nigeria · Enterprise Payment Software
Moniepoint (formerly TeamApt) is a Nigerian fintech company based in Lagos that provides banking services and loans via an online banking app. It is Africa's all-in-one financial ecosystem, helping 10 million businesses…
Brazil · Enterprise Payment Software
EBANX is a global payments platform specializing in enabling international commerce across emerging markets in Latin America, Africa, and Asia. It provides alternative payment methods and specializes in cross-border…
United States · Enterprise Payment Software
At Bottomline, we help businesses pay and get paid. As a trusted partner to banks, corporates, and financial institutions worldwide, we deliver secure, scalable, and innovative solutions that simplify complex payment…
United States · Enterprise Payment Software
Tipalti is a financial technology company that provides a global payment management platform to automate the entire payment process. Its cloud-based platform streamlines all phases of the accounts payable workflow, from…
United States · Enterprise Payment Software
Paxos uses blockchain to build financial infrastructure, is a regulated financial institution, and is licensed as a major payments institution.
Mexico · Enterprise Payment Software
Clip is primarily focused on financial software. It has established itself as a significant player in the financial technology sector.
United States · Enterprise Payment Software
Melio helps small businesses pay bills and get paid digitally, instead of through paper checks. Aiming to differentiate itself from larger competitor Bill.com, Melio focuses on embedding its payment technology into…
United Kingdom · Enterprise Payment Software
SumUp is a British financial technology company headquartered in London. SumUp's primary product is an EMV card reader and a number of online payment and banking solutions.
United States · Enterprise Payment Software
Payroc is a high-growth, multi-national payments platform, merchant acquirer, and processing powerhouse processing over $93 billion in annual volume for more than 158,000 merchants. Founded in 2003, Payroc offers…
Netherlands · Enterprise Payment Software
Mollie offers a single platform for businesses to get paid and manage their money. One that makes payments, reconciliation, reporting, fraud prevention, and financing simple for all, from startups to enterprises…
United States · Enterprise Payment Software
MoonPay is a financial technology company that builds payments infrastructure for converting fiat currencies into cryptocurrencies and NFTs.
Sweden · Enterprise Payment Software
Trustly was launched in 2008 and has grown rapidly over the past 16 years to become a global leader in Open Banking Payment solutions. With a mission to make online payments as seamless as possible, Trustly offers an…
Singapore · Enterprise Payment Software
Thunes is a B2B fintech company which powers payments for the world's fastest-growing businesses. It provides a global payments infrastructure that enables businesses and financial institutions to move money…
Australia · Enterprise Payment Software
Zeller is an Australian financial services company that offers cutting-edge payment and financial solutions for Australian businesses, including payment processing and business accounts.
United Kingdom · Enterprise Payment Software
Provider of digital financing services. The company offers a cloud-based platform that enables banks to deliver digital financing services such as digital accounting, mobile and e-commerce to the customers.
RedCloud Technologies revenue & fundingOpay vs RedCloud Technologies
Germany · Enterprise Payment Software
Pliant provides modular, API-first B2B payment solutions designed to help businesses streamline spending, improve cash flow management, and integrate payments into financial operations.
Opay ranks #3 of 107 Enterprise Payment Software companies by annual revenue, putting it in the top 3% of the market.
| Date | Round | Amount | Valuation |
|---|---|---|---|
| Sep 2025 | Venture | Not disclosed | $2.8B |
| Aug 2021 | Series C | $400M | $2B |
| Nov 2019 | Series B | $120M | Not disclosed |
| Jul 2019 | Venture | $50M | Not disclosed |
The closest alternatives to Opay are Flutterwave, Chipper Cash and Moniepoint. This page compares each of them with Opay on revenue, funding, customers and team size.
Flutterwave is the closest alternative to Opay, generating $95.3M in revenue. Which alternative fits best depends on budget and company size, so compare all 20 alternatives above before choosing.
Opay generates $373M in revenue.
Opay has raised $570M in funding.
Yes. Opay generates $373M in revenue versus $95.3M at Flutterwave.
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