
Financial Wellness Software
Xempus AG, the German market leader in the digitalization of corporate pension & life insurance.
- Revenue
- $12M
- Customers
- 6.9K
- Year founded
- 2007
- Funding
- $123.3M
- Team size
- 172
- Location
- Germany
Founded 2014
Find 20 competitors in the Financial Wellness Software. Compare other SaaS such as Xempus AG (formerly xbAV AG), ThrivePass and CXA Group. These ZayZoon competitors have raised $213M and together serve more than 1.4M customers and employ over 2K team members.

Financial Wellness Software
Xempus AG, the German market leader in the digitalization of corporate pension & life insurance.

Financial Wellness Software
ThrivePass is a rapidly growing technology company dedicated to innovating the world of employee benefits. Its holistic benefits suite creates experiences that support employee wellbeing throughout the employment lifecycle. To that end, ThrivePass uses technology to foster employee wellbeing from on-boarding to off-boarding all from one single log in.

Financial Wellness Software
Provider of a employee benefits and workplace wellness platform designed to transform employee benefits in Asia by shifting spend from treatment to prevention. The company's platform offers a fixed benefits wallet to choose the most relevant mix of insurance and wellness services from a wide range of providers to suit their personal needs, enabling human resource team to prioritize interventions that reduce claims cost and workforce health risks.

Financial Wellness Software
Provider of fully integrated technology services intended to deliver workplace wellness and population-health-management programs. The company's services offer seamless data integration and a consistent user interface across multiple devices, enabling clients to focus on the delivery of program services rather than the development and maintenance of supporting technology.

Financial Wellness Software
Helping clients deliver health benefits to employees through software for employers that saves money and provides better care for employees

Financial Wellness Software
Healthee is changing the healthcare experience by making it easier, faster, and more efficient to get care. Our comprehensive platform provides personalized, instant, and uncomplicated answers to coverage, treatment, and benefits questions, end-to-end Open Enrollment support, and tailored preventive care suggestions. Healthee saves HR teams time on benefits-related admin work, gives brokers a competitive edge, and empowers employees to take control of their health!

Financial Wellness Software
Developer of a SaaS-based human resource-financial software and service. It is designed to help employees, employers and the growing gig economy to create a portable, more flexible, paid-time-off benefit. The company's patented software solution lets employees convert unused paid time off into tangible goods and services including vacations, retirement funding, student loan payments, and charitable donations, enabling employers to offer a superior benefits package that effectively retains their talent base while managing their budgets.

Financial Wellness Software
Argyle is the leading provider of direct-source access to real-time income and employment data. With Argyle, businesses automate critical workflows—including income and employment verifications, deposit switches, wage advances, and loan repayments—so they can save money, build more efficient processes, reduce risk, and scale. Named a World’s Most Innovative Company in 2024 by Fast Company, Argyle largely serves the mortgage, background check, personal lending, and banking industries as well as the gig economy. Founded in 2018, Argyle completed its Series C funding round in 2024, has raised over $100 million in capital, and is backed by top investors, including Rockefeller Asset Management, Bain Capital Ventures, Bedrock, Checkr, F-Prime, and SignalFire. Argyle’s coverage of the U.S. workforce includes 96% of the Fortune 1000 and delivers the highest conversion rates on the market. The company has been recognized by HousingWire as a Tech100 mortgage innovator, Fintech Nexus as an Emerging Fintech Innovator, Tearsheet as the Best Alternative Data Product, and Fintech Futures as the 2023 Fintech Startup of the Year. Argyle is also an authorized report supplier for Fannie Mae’s Desktop Underwriter® validation service, a component of Day 1 Certainty®, and Freddie Mac’s Asset and Income Modeler (AIM), part of Loan Product Advisor℠.

Financial Wellness Software
Argyle is the leading provider of direct-source access to real-time income and employment data. With Argyle, businesses automate critical workflows—including income and employment verifications, deposit switches, wage advances, and loan repayments—so they can save money, build more efficient processes, reduce risk, and scale. Named a World’s Most Innovative Company in 2024 by Fast Company, Argyle largely serves the mortgage, background check, personal lending, and banking industries as well as the gig economy. Founded in 2018, Argyle completed its Series C funding round in 2024, has raised over $100 million in capital, and is backed by top investors, including Rockefeller Asset Management, Bain Capital Ventures, Bedrock, Checkr, F-Prime, and SignalFire. Argyle’s coverage of the U.S. workforce includes 96% of the Fortune 1000 and delivers the highest conversion rates on the market. The company has been recognized by HousingWire as a Tech100 mortgage innovator, Fintech Nexus as an Emerging Fintech Innovator, Tearsheet as the Best Alternative Data Product, and Fintech Futures as the 2023 Fintech Startup of the Year. Argyle is also an authorized report supplier for Fannie Mae’s Desktop Underwriter® validation service, a component of Day 1 Certainty®, and Freddie Mac’s Asset and Income Modeler (AIM), part of Loan Product Advisor℠.

Financial Wellness Software
Heka is an employee benefits platform that improves the wellbeing and productivity of 93% of your team. Whether you’re stuck in the dark ages of only offering an EAP and gym memberships, or you’re tangled in the web of apps that require you to pay up front for every employee, Heka exists to bring your benefits offering into the modern age. By prioritising personalised, impactful benefits above all else, you can offer every employee what they need, when they need it. From at-home health-testing kits to outdoor adventures, Heka is host to more than 3,000 unique experiences, carefully selected for one goal: To create healthier, happier people at work. Learn more at hekahappy.com 👋

Financial Wellness Software
As the largest EWA player in India, we are the pioneers of an ecosystem that can impact millions of lives. Studies by BCG have suggested that in 2020-21, 77 lakh (7.7 million) workers will be engaged in the gig economy and this workforce is expected to expand to 20+ crore (200+ M) workers by 2029-30. Owing to the dependence of Indian business on gig workers, the pressure on this community is very high. Therefore, creating sustainable livelihood opportunities for lower-income workers is essential. A study that we did in 2022, confirms that despite making up 85% of the Indian workforce, gig workers in India have irregular cash flows, and any sudden expenditure can upset their financial stability. We use data points to understand and underwrite gig workers based on their current behaviour and not their financial histories. This also goes well with the company’s tech-driven approach instead of a transaction-driven one. As a starting point, we offer Earned Wage Access (EWA) — a financial product that gives people access to a portion of their earnings any time before payday. It focuses on providing a small-ticket credit linked to future earnings. Hence, we are not only helping gig workers with access to financial products more easily but also more responsibly. We work with EWA or earnings -linked credit, and other small-ticket, short-term credit products to resolve the "month end" crisis for the sector. This allows users to flexibly borrow money during medical and other unforeseen emergencies more easily. We are working to build a sustainable future for the gig economy. Recognising the massive potential and pain points of the gig and blue collar economy, we share the enthusiasm of all stakeholders working to help it grow and improve its wellbeing. The employer par also extends services to users through partnerships with employers and aggregators of gig workers with its plug-and-play platform, which integrates with most HR management systems in minimal set up time

Financial Wellness Software
As the largest EWA player in India, we are the pioneers of an ecosystem that can impact millions of lives. Studies by BCG have suggested that in 2020-21, 77 lakh (7.7 million) workers will be engaged in the gig economy and this workforce is expected to expand to 20+ crore (200+ M) workers by 2029-30. Owing to the dependence of Indian business on gig workers, the pressure on this community is very high. Therefore, creating sustainable livelihood opportunities for lower-income workers is essential. A study that we did in 2022, confirms that despite making up 85% of the Indian workforce, gig workers in India have irregular cash flows, and any sudden expenditure can upset their financial stability. We use data points to understand and underwrite gig workers based on their current behaviour and not their financial histories. This also goes well with the company’s tech-driven approach instead of a transaction-driven one. As a starting point, we offer Earned Wage Access (EWA) — a financial product that gives people access to a portion of their earnings any time before payday. It focuses on providing a small-ticket credit linked to future earnings. Hence, we are not only helping gig workers with access to financial products more easily but also more responsibly. We work with EWA or earnings -linked credit, and other small-ticket, short-term credit products to resolve the "month end" crisis for the sector. This allows users to flexibly borrow money during medical and other unforeseen emergencies more easily. We are working to build a sustainable future for the gig economy. Recognising the massive potential and pain points of the gig and blue collar economy, we share the enthusiasm of all stakeholders working to help it grow and improve its wellbeing. The employer par also extends services to users through partnerships with employers and aggregators of gig workers with its plug-and-play platform, which integrates with most HR management systems in minimal set up time

Financial Wellness Software
Make work flow. Tap in. Lights on. Coffee on. AC up. A lot goes into creating an environment for people to do their best work. Witco eliminates the friction that breaks up your flow, smoothing over every detail to enhance workplace productivity and well-being. From meeting to seating, attendance to experience, Witco exudes effortless ease with a seamless fluidity that permeates every area of a modern business.

Financial Wellness Software
Kyan Health is an AI-powered enterprise solution that connects employee well-being with measurable business impact. Using predictive analytics, Kyan helps companies monitor and reduce risks like absenteeism, turnover, and presenteeism. With precision mental health interventions and real-time insights, Kyan proactively addresses challenges, fostering healthier, more engaged teams. Offering a global program that’s also locally relevant, Kyan provides the widest language coverage on the market, ensuring tailored support for diverse teams and individuals worldwide. The result is improved productivity and resilience, driving measurable business success.

Financial Wellness Software
Provider of a health conscious management platform intended to develop a way of collecting and managing data to evaluate clear metrics and make prevention investment more assertive. The company's health conscious management platform provides HR with up-to-date individual and group evolution reports that can be presented for health plan trading, enabling companies to invest in employee well-being, reduce covenant readjustment and improve climate and productivity.

Financial Wellness Software
Helping businesses reward and incentivize anyone in the world, easily and instantly, with gift cards

Financial Wellness Software
OneLab is one of the leading companies in preventive occupational healthcare, offering health examinations, employee surveys, and wellness programs. The company develops a health platform where companies can identify illness and ensure appropriate care.

Financial Wellness Software
At Kredily we are building the next generation platform to serve India's 45 million strong SMB segment. Our freemium model makes HR and Payroll accessible to everyone. The employee-first approach is the core of our disruptive monetisation model of offering financial products to the employees. By providing free HR and Payroll solution to the companies we want to democratise HR Tech and Fintech for Digital India. We are backed by a top VC fund, and have 18000+ companies registered on our platform in a short span of two years. We are a startup that offers an exciting opportunity to build a product that impacts the lives of millions of Indians.

Financial Wellness Software
Goody is a new way to send personal and business gifts as easily as a text message. Our business gifting platform, Goody for Business, powers employee engagement, client appreciation, and sales prospecting gifts at more than 12,000 leading companies. Goody integrates with 30 leading HR platforms, allowing companies to automatically gift employees on birthdays and work anniversaries. Choose from a curated gift collection of 250+ brands. Send a gift with only an email or phone number — no address required. Let gift recipients swap your gift for equal or lower-priced options, with no pricing shown.

Financial Wellness Software
Circula is an automated app to manage expenses and employee benefits such as meal vouchers that saves about 70% process costs in accounting.
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