OOjiBO Revenue (2021)

Developer of a full stack platform designed to allow the unbanked to make digital payments even without data. The company's full stack retail banking system offers hardware and software security chip that enables encryption and key rotation system. Depending on the level of KYC and limit of the transaction amount, it issues a physical sim sticker that contains a security chip and module that will do encryption each time a transaction is sent and received. Its retail banking system offers a full suite of services from p2p transfers, retail payments, interest-bearing accounts, e-commerce payments, cross-border remittance, cash in/cash out service, debit/credit card virtualisation, utilities payment and mobile phone top-ups.