Stern described the competitive landscape in the special district payments space as consisting of specialized third-party vendors that focus on a single vertical, such as companies that only process water payments or only handle utility billing. She characterized this segment as not a huge market and noted that these competitors are less sophisticated than a full-platform provider like Streamline. No specific competitor names were given for the core website and digital services product.
Stern also referenced a payments partner she described as her first investment from her time at InState Partners, whose model is free to the government entity with fees charged to the end user. She did not name this company. All characterizations of competitors and their models are Stern's descriptions as an industry observer and investor, not company-confirmed figures from those rivals.