As of November 2026, Latka tracks 3 installment payment and buy now pay later software companies with $10M–$100M in annual revenue. They have combined revenues of $60.6M and employ 306 people. They have raised $54M and serve 2K customers combined.
Every company below sells installment payment and buy now pay later software to other businesses and is ranked by its most recent annual revenue. Revenue, funding, headcount and customer figures come from CEO interviews on the Latka podcast, public company filings, and Latka estimates where a company has not disclosed a number.
Installment Payment and Buy Now Pay Later (BNPL) Software facilitates a flexible payment option that allows consumers to purchase goods or services immediately and pay for them in manageable installments over time. This model is particularly advantageous for consumers, enabling them to acquire high-ticket items without the burden of an upfront payment. These solutions are typically employed in various retail environments, e-commerce platforms, and service industries, enhancing affordability and improving customer satisfaction. Key features of BNPL software often include user-friendly interfaces for customers, seamless integration with point-of-sale systems, credit risk assessment tools, and the ability to monitor payment schedules. The target users of such software include retailers seeking to increase sales through flexible payment solutions, while financial institutions leverage these platforms to broaden access to credit among consumers. Typical buyer personas include finance professionals, retail executives, and operations managers looking to optimize payment methods and increase customer conversion rates.
Sorting: Highest -> Lowest
Showing 3 of 3 companies ranked by annual revenue.
London, England, United Kingdom
Bumper is a British financial technology company based in Sheffield, England. It provides a digital payment platform to car dealerships that facilitates car financing for repairs, servicing, and parts.
New York, New York, United States
ChargeAfter is a New York and Israel-based financial technology company founded in 2017 by Meidad Sharon, who serves as CEO. The company operates a multi-lender point-of-sale financing network that connects merchants with a range of buy now pay later lenders, enabling merchants to offer branded financing to consumers across multiple credit segments and geographies. The platform functions as a marketplace and connectivity layer, allowing merchants such as Lenovo to white-label financing products powered by ChargeAfter while accessing multiple lenders simultaneously. As of 2022, the platform had close to 40 lenders and was targeting 80 by year-end, with millions of consumers having used the network and thousands of merchants integrated. ChargeAfter closed a $44 million Series B in early 2022, bringing its investor base to include Visa, Synchrony Bank, Citibank, BBVA, and Bradesco. The company employed 120 people as of May 2022 and described its GMV run rate as hundreds of millions of dollars, though it declined to confirm a specific figure on the record.
San Francisco, California, United States
PayZen is a healthcare fintech startup tackling healthcare affordability by using financial technology, AI, and machine learning. It delivers personalized, interest-free patient financing solutions that support healthcare affordability.
Latka tracks 3 installment payment and buy now pay later software companies with $10M–$100M in annual revenue. Together they generate $60.6M in annual revenue and employ 306 people.
Bumper UK is the largest, with $27.7M in annual revenue, founded in 2013.
The average installment payment and buy now pay later software company in this list makes $20.2M a year, across 3 companies with reported revenue. They serve 2K customers combined.
Ranked by annual revenue, the leaders are Bumper UK, ChargeAfter and PayZen.
The 3 installment payment and buy now pay later software companies with $10M–$100M in annual revenue tracked here have raised $54M in disclosed funding between them.
- Must provide options for customers to make payments in installments. - Must include features for credit approval and risk assessment. - Should integrate with e-commerce platforms or POS systems. - Must offer a user-friendly customer interface for payment management. - Should allow for deferred payments without interest for a defined period. - Not just limited to retail; must also cater to service-based businesses. - Must have tools for tracking payment schedules and reminders.